How to check the limit of CITIC Credit Card

How to check the limit of CITIC Credit Card

CITIC Bank will grant cardholders a certain amount of credit based on their personal qualifications, credit and other assessments. Credit limit: For users who apply for credit cards, the credit card limit is what everyone pays more attention to. Currently, CITIC Bank provides you with the following ways to check your credit limit:

1. Online banking query

Cardholders log in to the official website of CITIC Bank Credit Card Center and click on the right side of the homepage of the website. Find the "Credit Card Online Banking" option on the side and click to enter; then the user logs in to the CITIC Bank Credit Card Online Banking; find the "My Account" or "Card Management" option in the online banking and click to enter to check the credit card limit. .

2. CITIC Bank Credit Card APP

Download CITIC Bank Credit Card Mobile APP, register and log in, then bind the credit card and follow the prompts to check the credit card limit;

CITIC Bank will issue credit card statements to cardholders every month. Users can see the credit limit of the card on the CITIC Bank credit card statement;

4. Telephone inquiry

Call the CITIC Bank customer service hotline for inquiry. The CITIC Bank customer service hotline is 40088-95558. After dialing, users only need to follow the voice prompts to inquire about the credit limit and other information.

5. SMS query

The cardholder uses the mobile phone number reserved at CITIC Bank to send a text message to check the limit. The user edits the mobile phone text message: YE plus the last four digits of the credit card, and sends Go to: 106980095558 to check the credit limit status.

6. WeChat query

Follow the public WeChat account of China CITIC Bank Credit Card. After following it, you can enter the public WeChat account. You need to enter your ID number, phone service password, credit card and other information to bind the credit card. , after binding, users can check the limit through the CITIC Bank credit card public WeChat account, and the public WeChat account also supports services such as bill inquiry and repayment.

7. Counter inquiry

Counter limit inquiry is the most traditional inquiry method. Cardholders can directly go to any branch of CITIC Bank to handle the limit inquiry business.

8. If cardholders want to check their credit card balance, they can choose any of the above methods to check. Generally, telephone inquiries, WeChat inquiries, and bill inquiries are the most commonly used inquiry methods at present.

How to check the credit limit of CITIC Bank credit card

There are several methods to check the limit of CITIC Bank credit card:

1. Customer service telephone inquiry. Cardholders can call CITIC Bank's 24-hour customer service hotline: 40088-95558, press "3" for bill and available limit inquiry services, and then press "2" account inquiry to inquire about limit and other information.

2. SMS query. You can use the mobile phone number registered with CITIC Bank, edit the last four digits of the text message: YE (for example: YE8888), and send it to: 106980095558 to check your available credit.

Charging instructions: Users of China Mobile, China Unicom, and China Telecom who send text messages to 106980095558 only need to pay the operator the text message sending fee, and CITIC’s reply to the text message is free.

3. Online banking inquiry.

Step one: Use a browser (computer: macbookpromos14 to open Google version 92.0.4515.131) to log in to the CITIC Bank Credit Card Center homepage (;renqun_youhua=1797092bd_vid=11417984384474617388), click "Credit Card Online Banking" on the right Function;

Step 2: Select "Express Version" or "Online Banking", and then log in to CITIC Bank Credit Card Online Banking;

Step 3: Query "My Account" Or "Card Management" service, you can check the credit card limit.

4. Bill inquiry. Cardholders can check your available balance for the month on each credit card statement issued by the bank.

Extended reading

CITIC Bank Credit Card Center is a business department established by China CITIC Bank Head Office in Shenzhen to conduct unified management, centralized operation and independent accounting of credit card business. It is a first-level business department of China CITIC Bank Head Office. Department is the national headquarters of China CITIC Bank’s credit card business.

In December 2007, it was approved by the China Banking Regulatory Commission to become one of the few branch-level credit card franchises in the same industry in China. Its business scope includes the issuance of domestic and foreign currency credit cards; Domestic and foreign currency loans, settlement, foreign exchange settlement and sales, foreign exchange exchange business; acting as an agent for credit card issuance, payment and fund settlement business for foreign financial institutions and international organizations.

Since the CITIC Bank Credit Card was officially issued at the end of 2003, especially in the past four years since 2006, it has closely focused on the strategic goal of “building a world-class credit card center” to “obtain basic retail customers and establish "CITIC retail brand, become a profit growth point for CITIC Bank, and build a mid-to-high-end customer service system" as its business orientation, firmly grasp the three key points of "building a brand, building a platform, and creating management" to promote the coordination of business efficiency, quality, and scale. development, striving to cultivate operating characteristics and management advantages, entering a new stage of sustainable and profitable development, and becoming an important force in promoting the development of China's credit card industry.

How to check the limit of CITIC Credit Card? This time I will share it with you

1. Call the customer service hotline to inquire. Cardholders can call CITIC Bank’s 24-hour customer service hotline.

2. You can use the mobile phone number registered with CITIC Bank to edit the mobile phone text message "YE last four digits" and send it to the CITIC Bank credit card service number to query.

3. Log in to the CITIC Bank Credit Card Center homepage to check the credit card limit through Query My Account or Card Management Services.

4. You can check the available credit limit on the bill.

5. Summary: Pay attention to cherish your credit and repay your loan on time every month.

After the CITIC Bank credit card has been approved, how to check the credit limit

After the CITIC Bank credit card has been approved, there are several ways to check the credit limit of the credit card:

1. Log in to online banking, register for online banking by yourself, then log in again to personal online banking to check the credit limit;

2. Call the customer service number and transfer to manual service to check the credit limit;

3. Go to the bank counter and ask the salesperson to help you inquire.

4. Inquiries about the credit card limit of some banks can only be made after the credit card is obtained.

Tips for daily credit card use and quick credit limit increase:

1. High frequency of credit card swiping: In daily life, it is best to develop the habit of swiping your card whenever you can. On the one hand, you can avoid bank charges. During the interest period, you can add a little extra financial management income to yourself. On the other hand, you have also become an active user of the bank. Usually, banks will have quota rewards for active users of the bank.

2. High consumption amount: irregular large-amount consumption, and then normal repayment. Banks usually define these cardholders as high-quality customers. When judging whether the cardholder has a large amount of money, After demand, the amount will be increased as appropriate.

3. Continuous and stable consumption for a long time: Banks generally have credit card holders who have been cardholders for more than one year and have transactions every bill month. Banks usually have a limit increase strategy for these customers. Take the initiative to increase the limit. If the customer actively applies for a permanent limit increase, the bank will have a higher chance of approval.

4. Frequent cash withdrawals and frequent credit card installments: Cardholders who frequently withdraw cash from credit cards have a very high risk factor for the bank, but at the same time, cardholders who withdraw cash also make contributions to the bank. The highest degree; installment user risk is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as a means of generating income, cash withdrawal and installment users are the favorites of banks. When applying for a limit increase, the relative success rate will be very high.

How to check the available limit of CITIC Credit Card

The available limit of CITIC Credit Card is the limit that can be used on the card. Cardholders can check the available limit through customer service phone number, official website, Dongka Space APP and other channels.

Take Dynamic Card Space as an example. Cardholders only need to log in to the APP, bind their credit cards to their accounts, and click "Limit Management" on the credit card page to view the credit card limit status, including the remaining limit.

Cardholders who overdraft their purchases within the available limit of their credit card can enjoy interest-free treatment as long as they repay the amount in full before the repayment date. Otherwise, they will need to bear other charges, which may also affect their personal credit.

This is the end of the introduction on how to check the limit of CITIC Credit Card and how to check the credit card limit of CITIC Bank. I wonder if you found the information you need?