Transportation credit card transaction times may vary. It is normal for the credit card billing time and transaction time to be inconsistent. When you make a transaction, if the amount is relatively small. Then there is no need for manual review by the bank. Therefore, it will be recorded at any time, if the amount is relatively large. Accounting can only be done after passing manual review. So there will be times when the display is inconsistent, which is normal.

Bank’s time difference tolerance service

Many banks can provide cardholders with time difference tolerance service. Time tolerance refers to the repayment grace period. Most banks can provide 1 to 3 There is a long-time service every day, but some banks don’t have it, such as ICBC. Here we only talk about banks that have long-time service.

According to bank regulations, as long as the cardholder repays the minimum repayment amount within 3 days after the final repayment date, it will not be considered overdue, but the unpaid amount will be charged at a rate of 0.05% per day. Interest accrues until it is paid off. So, if the repayment grace period is exceeded and there is still no repayment, or the repayment amount is lower than the minimum repayment amount, does it mean that it is overdue and will be reported to the credit report?