1. At least 18 years old, with valid ID card, stable job and stable repayment ability.

2 to provide proof of income, issued by the unit, social security payment for more than 6 months.

3. There is a house, a car and a deposit. If not, the approved amount is very low.

There are more than 10,000 bank deposits, if not, the approved amount is very low, the more the better, and the approved amount is high.

The above conditions must meet at least the first and second items before the credit card can be approved.

The banks that are easier to handle with credit cards are; Bank of Communications, China Everbright Bank, China Guangfa Bank, China CITIC Bank, Bank of China, Agricultural Bank, China Construction Bank, Industrial and Commercial Bank of China, the four major state-owned banks, it is difficult to do without money, easy to do with money, and Bank of Communications is the best, with simple procedures.