CITIC Bank credit card cannot be paid in installments.

Relevant regulations for CITIC Bank credit cards:

1. The merchant will submit the payment slip or cash withdrawal slip signed by the cardholder to the acquiring bank, and settle the account with the acquiring bank to recover the advanced funds.

2. Through the electronic payment network established by the bank and the magnetic stripe reading and manual password input of the card, cardholders can realize card consumption, ATM cash withdrawal, transfer, various payment and other functions. The charge made by the card is equal to the reduction in the balance in the savings account. The account balance is zero and the card's payment function is reduced to zero. Applying for a debit card is very simple and does not require bank approval. Generally, it can be applied and withdrawn immediately.

3. Go to any bank branch with your valid ID. A current account must be opened first. The account balance must not be less than 10 yuan. Accounts that do not draw money based on seals. Accounts that are not reported lost or frozen, and the account status is normal.

4. Debit card fees mainly include annual fees, small account management fees, loss reporting fees, new card processing fees, cash withdrawal fees (including local inter-bank, non-local inter-bank, non-local inter-bank, overseas ATM, Hong Kong and Macao regions) , transfer fees (including non-local bank, non-local inter-bank, local inter-bank, and overseas wire transfer), online banking transfer fees (including non-local local bank, non-local inter-bank, local inter-bank, and overseas remittance).

5. A consumer service tool provided for savers. In shopping malls, hotels, entertainment venues, public service venues, etc. that already have POS terminals on the bank card network, debit card users can use their accounts to make purchases without using cash.

User consumption and payment There is no limit on the amount and no handling fees. But the account cannot be overdrawn. In addition, Savings has also launched a mobile phone bill payment service and a phone wallet payment service. Payment is easy and flexible. It is more convenient to pay bills anytime and anywhere 24 hours a day.

Therefore, CITIC Bank credit card cannot be paid in installments.

Extended information

Function of CITIC Bank credit card:

1. Aggregation function

General account guidance Many dispersed small amounts of funds gather together to form a fund collection function that can be invested in social reproduction. Here, the stock market plays the role of a "reservoir" of funds. ?

2. Allocation function

The allocation of resources, the general account transfers resources from low-efficiency utilization departments to high-efficiency departments, so that the economic resources of a society can be maximized. Effective allocation achieves the rational allocation and effective utilization of scarce resources in the most efficient or effective uses. ?

3. Adjustment function

The adjustment effect of personal accounts on the macro economy. The stock market connects savers on one side and investors on the other. The operating mechanism of the stock market works by affecting savers and investors. ?

Baidu Encyclopedia - China CITIC Bank

Baidu Encyclopedia - Credit Card

CITIC Bank Official Website - Credit Card Guide