In order to satisfy young customers, China Construction Bank has launched a Ximalaya FM credit card. Ximalaya FM has 400 million users. I believe that the card issuance will not be bad. Okay, let’s talk about what is the general credit limit of CCB Longka Himalayan FM credit card.
It is understood that CCB Longka Himalaya FM credit card is divided into two categories: gold card and platinum card. The level of credit card credit is related to the applicant's credit conditions. Of course, whether you apply for a gold card or a platinum card determines the limit. Approximate range.
The credit card limits of different levels of Himalaya FM are as follows:
Gold card: ranging from 10,000 to 50,000 yuan;
Platinum card: more than 50,000, usually 50,000 fixed amount plus temporary amount.
If you want to obtain a high credit limit, then credit conditions are indispensable. The following application conditions are relatively recognized by banks:
1. Educational level: college, undergraduate, average, graduate The level is higher.
2. Personal housing: Owning a personal housing can also show that a person has a certain economic foundation and a stable life.
3. Marital status: Married customers will be more stable than singles and more favored by banks.
4. Technical title and working status: Technical title proves the customer’s working ability, and practitioners in industries with higher stability will receive extra points.
5. Financial ability: Those who can provide detailed information on personal income certificates, have stable income prospects, and have long-term prospects for income growth will receive higher ratings.