The most familiar electronic payment methods in Europe are Visa and Mastercard international credit cards.

I also like to use some local cards, such as Maestro (UK), Solo (UK), Laser (Ireland), Carte Bleue (France), Dankort (Denmark), Discover (USA), 4B (Spain), CartaSi (Italy) and so on.

In addition, it should be reminded that Europeans don't like PayPal that much, but it is widely used in Britain. The electronic account that Europeans are familiar with is MoneyBookers. In China, the most mainstream payment platform is non-independent third-party payment headed by Alipay. These payments are paid by recharging mode, and they all integrate the online banking functions of most banks. Therefore, whether it is a credit card or a debit card in China, as long as your bank card has the online banking function, it can be used for online shopping. In China, the use of credit cards is not very popular, so most people still use debit cards to pay. The development of credit cards in China is very rapid, and it is estimated that credit cards will be popularized in the near future. Among young white-collar workers, the use of credit cards has become a very common phenomenon. This development trend also indicates that direct credit card payment in the website will also develop slowly.

in China, Hongkong, Taiwan Province and Macau, the most familiar electronic payment methods are Visa and MasterCard, and they are also used to paying with PayPal electronic accounts. The local online payment methods in Japan are mainly credit card payment and mobile phone payment. The Japanese own credit card organization is JCB, and JCB cards supporting 2 currencies are often used for online payment. Besides, most Japanese people will have a Visa and a MasterCard.

In Japan, the number of people who use mobile phones to surf the Internet has exceeded the number of people who use personal computers, and they are also used to using mobile phones for online shopping. Their mobile phones can be used for airport boarding verification, building access keys, traffic cards, credit cards, payment cards and so on. For merchants who trade with merchants in Australia, Singapore and South Africa, the most familiar electronic payment methods are Visa and MasterCard, and they are also used to paying with PayPal electronic accounts.

The online payment habits in Australia and South Africa are very similar to those in the United States, with credit card payment in the majority, and PayPal is also very common. In Singapore, the internet banking services of the banking giants-OCBC Bank, uob Bank and DBS Bank have developed rapidly, and it is convenient to pay online directly by credit card and debit card. There are also many online shopping markets in Brazil. Although they are cautious about shopping online, they are also a very promising market. For example, less developed countries in Southeast Asia, countries in South Asia, north-central Africa, etc., these areas generally use credit cards to pay online. There are great risks in transnational payment in these areas. At this time, we should make full use of the anti-fraud service (risk assessment system) provided by third-party payment service providers to screen out malicious fraudulent orders and risky orders in advance. However, once we receive orders from these areas, please think twice before you do, and conduct more background investigations to minimize business risks.

judging from the payment habits in the above areas, credit card payment is an essential payment method for foreign trade online stores. Compared with paypal and moneybookers in account mode, credit card payment has no freezing, withdrawal fee and foreign exchange control, and the customer base far exceeds them. Those who have paypal and moneybookers must have credit cards, but those who have credit cards may not have paypal and moneybookers. Google launched its own payment system in 26, which is similar to paypal. Online retailers integrate the Checkout system into their own payment platform, and online buyers can realize safe payment through it. After each payment, Google Checkout charges the merchant a handling fee of $.2 and a fee of 2% of the transaction price. At present, more than 9% retailers in the United States have registered google checkout service, including brand retail websites such as DVD Empire, Jockey, Starbucks' S, Levi's, Timberland, etc. At present, only the United States can apply for merchant accounts for collection. Benefits: Checkout can be associated with AdWords and AdSense, and users can enjoy preferential treatment. It can be integrated with other Google services (such as Gmail, Video, Froogle, etc.).