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Do I have to have a China Merchants Credit Card to apply for installment payment of China Merchants Bank's car purchase?
No, you can also apply for a loan from China Merchants Bank to buy a car in installments.

First of all, cardholders who apply for "Easy Car Purchase" need to meet these conditions:

Have a stable job and income, and have the ability to repay in full and on time; No bad credit record; Good consumption habits, long card holding time and high fixed amount; Other conditions required by China Merchants Bank.

Two, for the "easy car purchase", the cardholder needs to provide:

Personal identification, proof of work income (such as "bank flow in the last 6 months", etc. ), financial information (such as real estate, stocks, time deposits, etc.). ) and other materials required by China Merchants Bank.