1. Can I buy a car in installments with a credit card limit of 2, yuan?

Not enough. The down payment ratio of a car is 3%, and it will cost tens of thousands.

Second, if the credit card limit is not enough, can you buy a car by stages? After reading it, it will be clear to you that

many banks have credit card installment service, and many people think that they buy cars by swiping their credit cards directly. However, some people only have a credit card limit of tens of thousands of yuan, and the price of the car they want to buy is more than 1, yuan. So can't they buy cars by installments? Let's take a look.

can I buy a car in installments because the credit card limit is not enough? This is ok. Most banks' credit cards purchase cars by installment, which is not directly related to the credit card quota. It can be said that it is a special installment quota based on credit cards. In fact, it is a consumer credit loan, and the quota is related to the price of the vehicle to be purchased. Compared with bank car loans, it is different in approval and cost. In addition to the personal qualification of the cardholder, the car purchase by credit card installment also depends on the cardholder's credit card usage. After all, this is a service for high-quality customers. If the credit card is overdue or has abnormal transactions, the bank will refuse it. If you want to buy a car by credit card installment, you need the cardholder to apply to the bank. Generally, you need to click on the credit card installment online and fill in your personal information, the amount you want, contact information, etc. After the bank receives the application, it will review it. After the approval, it will transfer the amount to the cardholder's credit card, and then go to the car dealer designated by the bank to swipe the card to buy a car. How about buying a car by installment with a credit card? Although the threshold of buying a car by credit card by installment is lower than that of directly seeking a bank car loan, there are restrictions on car brands and models. Generally, you can only go to the dealer designated by the bank and buy the designated model, so the room for free choice is relatively small. In terms of handling fee collection, it is free to buy a car by installment with a credit card, but a monthly handling fee is charged, and the actual annual interest rate is above 18%, which is much higher than the bank car loan interest.

3. Can you buy a car by installments if the credit card limit of CCB is less than 2 million?

If you have a credit card of CCB, you can try to apply for the installment limit and the credit card limit. As for how much you can apply for car purchase by installments, it depends on the audit results. For example, you applied for a car installment quota of 15, yuan, which is separate from your credit limit of 2, yuan. As for how to build a credit card website, click on the car installment, which tells you exactly how to apply, and you can also find your local car installment merchants who cooperate with CCB. You can have a detailed look at it then.