It will not affect your normal application for a credit card if you have no bad credit record.

I used to apply for a Peony credit card from ICBC at school, but now I have a credit card from China Construction Bank at work. It has nothing to do with student loans, just credit history

Bank credit card application conditions:

1. Age requirements: Domestic residents must be between 18 and 65 years old, and foreigners The age must be between 25-65 years old;

2. Job requirements: have a stable job, income and fixed residence;

3. Credit requirements: no bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

Extended information:

Student loans have nothing to do with whether you can apply for a credit card. As long as you have good credit and meet bank regulations, you can apply for a credit card. Please refer to the regulations as follows:

1. Age requirements: between 18 and 65 years old;

2. Income and asset requirements: stable career and income;

3. Credit, ability Requirements: Have good credit and the ability to pay interest on time;

4. Have full capacity for civil conduct;

5. Provide original copies of various certificates.

Baidu Encyclopedia - Credit Card