Yes, there are many ways to apply for Xin Kuai Cash. You can apply through channels on CITIC’s official website, such as WeChat Bank, official credit card website, mobile banking, etc. You can also apply by phone. Friends who wish to apply for new cash by phone can use their reserved mobile phone number to dial the number on the back of the credit card and manually follow the voice prompts to transfer the application.

The customer service center will require the cardholder to present a valid ID card when applying for a credit card, and will ask some questions to verify the cardholder's identity, and only then will the cardholder be confirmed to be the cardholder himself. However, this does not mean that your application will definitely be successful if you make a phone call. Applying for a new cash loan through any channel must go through a comprehensive evaluation by the system before you can successfully borrow.

Audit time:

Generally, the review will be completed within 3 working days after the application for new express cash. After approval, the money will be transferred to the bank card provided, depending on the bank card arrival. The payment time varies. Our bank's debit card can be credited in real time, while other banks can take up to 2 working days. If it fails, the bank will not transfer the money.

Xinkuaixian review is affected by factors such as the cardholder’s card usage behavior, credit status, and repayment ability. Cardholders are best to maintain good card usage behavior, use credit cards in a standardized manner, do not overdue, do not cash out, etc., as well as have low debt and personal credit history, so that they can have the opportunity to borrow money through quick cash.