How to apply for an Agricultural Bank of China credit card online

Apply on the Agricultural Bank of China app, the operation is as follows:

The online application process for Agricultural Bank of China credit card is as follows:

1. Click on the credit card under the personal services section of the Agricultural Bank of China's official website, and then select I want to apply for a card in the upper left corner of the credit card page;

2. Select the credit card that needs to be applied for and select it. Then click Apply Now;

3. Select the interview site on the application page and fill in your name, ID number and other basic personal information;

4. Confirm that the information is correct and click Next , then fill in the detailed information such as graduation school, work unit, monthly income, etc.;

5. After completing the information, confirm the submission and wait for the review results of the Agricultural Bank of China. After passing the bank review, return You need to go to the agreed outlet to complete the interview before you can receive the credit card.

Operating environment: Huawei nova5, Agricultural Bank of China 6.7.0

1. Agricultural Bank of China (AGRICULTURALBANKOFCHINA, referred to as ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. Agricultural Bank of China is an important part of China's financial system. It provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance, etc. field.

2. In February 2017, BrandFinance released the list of the top 500 global brands in 2017, and Agricultural Bank of China ranked 34th. In July 2018, the British "Banker" magazine released the list of the top 1000 global banks in 2018, and Agricultural Bank of China ranked 4th. In 2018, it ranked 40th among the Fortune Global 500. In December 2018, the World Brand Laboratory released the "Top 500 World Brands 2018" list, and the Agricultural Bank of China ranked 340th. On July 22, 2019, the Fortune Global 500 list was released, and the Agricultural Bank of China ranked 36th. Bit. In November 2019, it ranked 44th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, Agricultural Bank of China was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, it ranked 43rd on the People's Daily "China Brand Development Index" 100 list. On January 4, 2020, it won the "Sustainable Development Contribution Award" of the 2020 Finance Evergreen Award.

If I apply for an Agricultural Bank of China credit card online, after the credit card is sent to the branch, do I need to bring any documents to pick up the card at the branch?

If you need to apply for a credit card interview or receive a card, please bring your original card application documents and required credit certification materials to the branch. For your convenience, it is recommended that you call the branch in advance to inquire about the credit certification materials you need to bring. Please contact the branch for details.

Warm reminder: The interview means that customers who apply for cards online and other channels need to go to an outlet to complete the review. Whether the interview is passed will be subject to the outlet review. If you forget the name of the card collection outlet you selected when applying for a credit card online, please call our credit card customer service hotline to inquire.

(Answer time: June 18, 2021. In case of business changes, please refer to the actual situation.)

How long does it take to get the card when applying for a credit card at Agricultural Bank of China? You can get it right away. Got it?

Cannot get it right away.

If the applicant meets the requirements for the Agricultural Bank of China credit card, it generally does not take a long time and can be approved within 15 working days. The relevant conditions are as follows:

1. Just submit the application The materials are complete and your application materials are received from the review department. It usually takes 8 working days to complete the review;

2. After passing the review, a card will be made for the customer within 2 working days

3. Send to customers by registered mail according to the billing address. Generally, the delivery time of registered mail is within 15 days

:

1. Application for Agricultural Bank of China credit card Conditions:

Age 18-60 years old; have stable salary income.

2. Information required for Agricultural Bank of China credit card application:

Personal ID card; company certificate; financial documentation; other documents required by the bank.

3. What is the annual fee for the Agricultural Bank of China credit card:

The annual fee for the Agricultural Bank of China credit card is:

1. The annual fee for the regular card is 80 yuan /year;

2. The annual fee for the gold card that combines local and foreign currencies is 200 yuan/year

3. The annual fee for the regular card that combines local and foreign currencies is 100 yuan/year;

4. The annual fee for the gold card is 160 yuan/year.

In addition, the annual fee for the supplementary credit card is half of the annual fee for the main card. The annual credit card fee of Agricultural Bank of China is 80 yuan for regular cards and 160 yuan for gold cards. In addition, Agricultural Bank of China also has the benefit of waiving annual fees. As long as the conditions for the number of card swipes are met, the annual fee is waived and there is no limit to the amount of card swipes.

4. Why it is taboo to withdraw cash with Agricultural Bank of China credit card:

1. Increased repayment pressure. Agricultural Bank of China will charge a handling fee after withdrawing cash, which is usually 1% of the transaction amount, and the interest is calculated on a daily basis, with a daily interest rate of 0.5%. The key is that cash withdrawals do not enjoy the minimum repayment amount. When the next bill comes out, the principal and interest must be paid off in one lump sum. The repayment pressure will increase sharply in the short term. If you don't pay, you will have to wait for overdue penalty interest and liquidated damages.

2. Affect personal credit. Because I was unable to repay the loan in full, it was overdue, which resulted in an overdue record on my personal credit report. Even if the cardholder subsequently pays off the balance, the negative record will not be eliminated until 5 years from the date of repayment. During this period, it will have an impact on the credit card limit increase and the subsequent application for loans and credit cards.

3. It is not conducive to credit card limit increase. Generally speaking, it will be easier to increase the credit card limit after the Agricultural Bank of China has issued a recommended limit. However, if the cardholder uses the Agricultural Bank of China credit card to withdraw cash before the limit is increased, the cardholder's recommended limit will disappear. Therefore, cash withdrawals from Agricultural Bank of China also have a negative impact on credit card limit increases.

That’s it for the introduction on how to get the Agricultural Bank of China credit card.