The credit card CVC code refers to the verification code of the credit card, which is recorded in the magnetic stripe of the credit card and cannot be seen.

Generally, the last three digits in the signature column at the back of a credit card refer to the CVC2 code, which is different from the CVC code. The CVC2 code is a security code.

When swiping your card offline, the verification code is cvc or cvv code, and when transacting online or by phone, the verification code used is cvc2 or cvv2 code.

Do credit cards expire?

Yes. The validity period of a credit card is usually about three to five years. After the validity period, the card cannot be used normally. If you want to continue using it, you can contact the bank to get a new card, and the new card can only be used after it is activated. The billing date and repayment date of the new card are the same as those of the expired card and will not change.