1, stable high income: China Merchants Bank Diamond Card is a high-end credit card product of China Merchants Bank, so applicants need to have a stable high income, generally requiring a monthly income of more than 50,000 yuan.

2. Have a good credit record: applicants need to have a good credit record, including good repayment records and credit records in credit cards and loans of other banks.

3. Other conditions: The applicant must be at least 18 years old, have full capacity for civil conduct, have a legal and stable residence and work status in China, and provide relevant identity certificates, income certificates and other materials.