Current location - Trademark Inquiry Complete Network - Overdue credit card - What credit cards can I apply for without a company? Using the right method is crucial.
What credit cards can I apply for without a company? Using the right method is crucial.
To apply for a credit card, the work unit is required, but many people plan to apply for a card without a unit. I want to know if there are any credit cards that can be applied without a unit. This kind of credit card is available, and the key depends on how to handle the card. what credit cards can I apply for without an employer? 1. Student Credit Card: All banks have issued student credit cards. College students who have reached the age of 18 can apply by providing their ID card+student ID card and other information, and they can get a card without a company. But one disadvantage is that there is no overdraft limit for the card, and you can only save money for consumption. The only advantage is that you can enjoy bank concessions. 2. Supplementary cards: As long as they meet the requirements for handling cards, many banks are 14-6 years old and can handle them. On the premise that their immediate family members have a credit card master card, they can be asked to handle a supplementary card for themselves, which is also unnecessary for the company. However, after the supplementary card comes down, it will be attached to the name of the cardholder of the master card, and the master card and the deputy card will enjoy the quota. If you feel that these two kinds of credit cards are not what you need, it will be difficult to set up a standard credit card master card yourself. After all, those who don't have a work unit and their income is unstable, such as freelancers and self-employed, few of them can get a card, so they must prove their repayment ability and then use appropriate methods to get a card. First of all, if you have car property and real estate under your name, have a large deposit certificate in the bank where you want to apply for a credit card, buy wealth management products, etc., you can provide relevant certificates to the bank, tell the bank that you are not short of money, and your repayment ability is recognized by the bank, and you will succeed in getting a card. The other half depends on what method you use. If you don't have a work unit, and you have a large card that has been used by other cards for more than one year and is in good use, and the amount is more than 3,, you may wish to try to handle the card by card. You may also have the opportunity to get off the card by submitting a copy of your credit card, your ID card and proof of income.