How to set up installment payment with ICBC credit card?

The methods for handling installment repayment with ICBC credit cards are:

1. Customer service hotline:

Cardholders can call the ICBC customer service center at 95588. After being connected, follow the phone voice prompts to the manual customer service and apply to the staff for the installment repayment business.

2. Processing at business outlets:

Cardholders can bring their credit card and ID card to an ICBC business outlet and apply to the counter staff for the installment repayment business.

3. Official website processing: (computer RedmiBookPro14IE browser)

Cardholders can log in to the official website of ICBC (), log in to their personal credit card online banking account, and select " Installment Payment--Set Installment Payment".

The application process for ICBC credit card online official website:

1. Enter the official website: The user logs in to ICBC online banking, clicks "Credit Card Services" and selects the "Apply for Credit Card" option , enter the application page after the application link appears;

2. Fill in the application: After entering the application page, click "Credit Card Application Area", then select the type of credit card you want, and click " Apply now" and enter the information filling page (when filling in the information, it must be true and accurate);

3. Submit application: After filling in the information, click the "Submit Form" option ;

4. Bank review: After submitting the application, the ICBC backend system will review the user's application. After the system review passes, it will be submitted to the local branch for the next step

Verification;

5. Waiting for the result: If the review is passed, the bank will proactively notify the applicant; if the review is not passed, the applicant can call 95588 to check the reason.

Notes when applying for a credit card:

1. The information submitted by the user (including: proof of identity, proof of income, proof of assets or financial resources, etc.) must be true and valid;

2. The online application option is only applicable to RMB cards, and not every region can apply online;

3. ICBC has fewer door-to-door salesmen to apply for cards, so if you encounter door-to-door service Salesperson, please check the authenticity of your identity and pay attention to your privacy security;

4. After submitting the application, from submitting the form to getting the card, the general cycle is between 4 and 8 weeks. It takes about 15 working days (generally, after the card is approved, the applicant will receive a text message or phone call notification. After a period of time, the applicant can go to the branch where the application form was submitted to pick up the card. Some areas provide card mailing services);

5. After getting the credit card, you can activate the card over the phone, or go directly to the counter of the ICBC service point to activate the credit card business.

How to repay in installments with ICBC credit cards

There are three ways to repay in installments with ICBC credit cards:

1. When swiping the card for consumption at ICBC designated merchants, Installment requests can be made directly to the cashier.

2. Between the consumption transaction and the due date of repayment, you can easily apply by directly dialing 95588 and calling the manual; the application channels include ICBC business outlets, 95588 telephone banking, online banking, mobile banking, and self-service terminals ,Short message.

Phone application process:

3. You can go through "Bank Card Account--Credit Card--Instalment Payment--Set Installment Payment" or "Home Page--Loan--Instalment Payment- -Set up installment payment" will automatically convert consumption transactions that have been accounted for and are within the interest-free period into installment payments.

Extended information:

Notes:

1. The total amount of installment payment and handling fee cannot exceed the available limit of the credit card account, and the amount deducted in each installment It is regarded as consumption in the current month and enjoys the interest-free repayment period.

2.

Applying for installment payment business through 95588 should be submitted between the consumption transaction and the due date of repayment. The processing channels include ICBC business outlets, 95588 telephone banking, online banking, mobile banking, self-service terminals, and SMS.

3.

The day when the installment payment business is processed is the first installment deduction date, and the deduction dates for subsequent installments will be the same as the first installment. If the number of days in the subsequent repayment month is less than the first installment deduction, The payment date is the last day of the month.

4.

Customers who have already made an installment payment can apply for an extension for the undeducted amount, but only one extension is allowed for the same installment payment business. The handling fee is The same fee as installment payment.

5.

If you apply for early repayment, the early repayment fee will be waived.