When using credit card, the difference between consumer industry and POS machine will affect the handling fee. For ordinary merchants such as department stores and restaurants, most banks will charge a handling fee of 0.6%, that is, the 360 yuan handling fee will be 60,000 yuan; Credit card swiping in large supermarkets, gas stations and other preferential merchants will charge 0.38% handling fee and 228 yuan for 60,000 yuan. However, some public consumption places, such as schools and hospitals, do not charge fees. It should be noted that the handling fee is charged to the merchant and the cardholder does not need to pay.