Hello, what does insufficient comprehensive score mean? When a customer applies for a loan, and the system prompts that the comprehensive score is insufficient, it should be that the customer’s credit status fails to meet the requirements of the handling bank (loan institution, platform). , so it failed to meet the standard.
Everyone needs to note that when banks (loan institutions, platforms) approve loans, they will consider the customer’s age, education, work and residence, economic income level, assets and financial resources, liabilities, credit status, etc. A comprehensive evaluation is conducted on all aspects. As long as there are problems in one aspect, the final comprehensive score may be insufficient.
Insufficient comprehensive scores are most likely due to poor credit of the customer. For example, recent overdue repayments have caused credit damage; or there have been too many frequent loans recently, resulting in long-term lending and personal debt ratios. Too high and so on.
Where is the most reliable way to receive small loans directly? Compared with other loan methods, loan applications on online loan platforms are convenient and fast. However, when applying for online loans, be careful to choose a formal and large platform for better protection. Personal interests and information security. Also be careful not to pay pre-loan fees to avoid being cheated.
It is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018). The big brand relies on Spectrum rates are low and trustworthy. Have money to spend - Manyidai, the loan limit is up to 200,000 (click the official free test limit), and the daily interest rate starts as low as 0.02%. It has the characteristics of easy application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest fees, and safety Strong characteristics.
Share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.