Wechat "relative card" is the payment function that comes with the WeChat mobile phone client. Users can give their parents and children a "family card" on WeChat for consumption. The monthly consumption amount is between 1 min and 3000 yuan, and it will be automatically extended in the next month. When parents and children use the "family card" to spend money, the consumption funds will be automatically deducted from the payer's payment account. But unlike bank cards, "relative cards" can only be used for daily consumption, not for red envelopes and transfers. The process of giving away relatives cards is very simple. You can choose friends from the address book at will, just pay the password. Relatives cards can be given to three kinds of people: father, child and mother. Take choosing a mother as an example, you can also choose a stranger, not necessarily a mother, so there are security risks.

Introduction to the usage rules of relative card:

1, each WeChat user can give up to 4 family cards to WeChat friends;

2. Each WeChat user can receive up to 3 family cards;

3. The card issuer and the card receiver need real-name authentication to use;

4. Each relative card has a monthly limit of 3,000 yuan, and the donor can set the limit by himself. After exceeding the limit, the relative card is unavailable in the current month;

5. At present, the relative card can be used for red envelope and QR code payment, supporting most consumption scenarios of WeChat payment, and temporarily not supporting transfer, wealth management and overseas merchant consumption;

6. If there is a refund for the card transaction, the original route will be returned to the investor's deduction account, and the user quota will not be restored.

In addition, it should be noted that the WeChat payment system will recommend the priority deduction method according to the usage habits of the card issuer, and users can also switch on their own in the relatives card management interface. If the priority deduction method fails, the system will use other payment methods to complete the deduction in turn.