China Minsheng Bank is a national joint-stock commercial bank mainly invested by non-public enterprises in China, which was established in 1996. The Credit Card Center of China Minsheng Bank is directly under the head office of China Minsheng Bank, headquartered in Beijing, with 35 marketing centers throughout the country and more than 5,000 employees. The first Minsheng Credit Card was publicly issued in the Great Hall of the People in Beijing on June 16, 2005. After more than four years of development, Minsheng Credit Card has issued 7.5 million cards, which is unique in product innovation and value-added services. Among all kinds of card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 654.38+million cards, ranking among the best in China.

Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.

Annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year.

Handling fee for cash advance: RMB: 2% of cash advance, with a minimum of 20 yuan/transaction (regardless of different places in the same city). Foreign currency: 2% of cash advance, with a minimum of 2 yuan dollars/transaction (regardless of the same city and different places).

Multi-account management: quota sharing, independent repayment on a single billing day, and independent repayment.

Staging business: supports staging business; Interest-free installment for specific merchants (3, 6, 12), bill installment business (goods, merchants 3, 6, 12, 18, 24), and single consumption installment (3, 6, 12, 65438).

Billing date: according to different card types and billing dates, cardholders can change once every six months.

Card types: ordinary card (quota 1500-50000 yuan) and gold card (quota 7000-50000 yuan).