Worry-free instant SMS reminder service of Bank of Communications means that banks notify cardholders of every transaction generated by credit cards, including consumption, cash withdrawal, repayment, etc., by SMS, so that credit card holders of Bank of Communications can grasp the changes of funds in their accounts in real time. The 96-hour card loss guarantee refers to the compensation for the economic losses caused by the theft of the credit card of the cardholder under the specified circumstances, and the longest guarantee time is 96 hours.
The SMS reminder in the worry-free card service of Bank of Communications does not apply to the electronic cash account transactions of ic credit cards (including but not limited to pure chip cards and chip magnetic stripe composite cards) issued by Bank of Communications; The 96-hour card loss guarantee does not include the fund loss guarantee in the electronic cash account.