1. What are the billing date and repayment date?
Billing date: It is the date when the bank sends you the consumption bill every month.
Maturity repayment date: refers to the maturity date of the repayment period corresponding to each billing cycle of the bank.
Interest-free repayment period: the interest-free repayment period is from the bank bookkeeping date to the due repayment date stipulated by the bank.
2. How to check the bill
(1) When Bank of Beijing approves the credit card, the system automatically generates the bill statement, which cannot be changed after it is generated;
(2) Bank of Beijing credit card online banking, Bank of Beijing credit card bill, and Bank of Beijing credit card customer service phone can all check your bill date and repayment date.
3. How to calculate interest-free repayment?
(1) The interest-free repayment period is from the bookkeeping date to the due repayment date. The interest-free repayment period of Bank of Beijing credit card is 50 days at the longest and 20 days at the shortest. You can enjoy the longest interest-free period for consumption one day after the bill date.
(2) The due repayment date of Bank of Beijing credit card is 20 days after the bill date. For example, the 5th of each month is the bookkeeping date, and the due repayment date is the 25th of that month.
For example, the 2nd of each month is the bookkeeping day. If the item 1 is consumed in May of 1 year and recorded on the same day, the due repayment date is 20 days after the bill date, that is, May 22nd, and the interest-free period of this consumption is 20 days (May 2nd-May 22nd).