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How do Fujianese people apply for credit cards?

The conditions and procedures for applying for a credit card are the same for people in Fujian and other regions.

Applying conditions:

1. Adults over 18 years old.

2. If you do not have a credit card, you are required to provide the company’s financial certificate, your income and other relevant proofs. If you already have a credit card, you can apply for a card with the card, which simplifies many steps.

3. You must provide your ID card.

Application process

1. Call the bank’s credit card salesperson:

You can go to the bank where you want to apply for the credit card and ask for the salesperson’s phone number.

2. The salesperson comes to handle the application:

When the bank handles credit card business, you must fill in a credit card application form. This form requires filling in your true age, name, Income status, position and other specific information. In addition, the original ID card of the card applicant is also required during the application process. Some banks require a photo of the card applicant and the staff. Provide the financial certificate provided by the company and stamp the company's financial seal. After filling in all the information, you will enter the credit card review stage.

3. Credit card review stage:

Wait patiently. This period is the review stage for bank staff. They need to conduct a return visit to the card holder’s own phone number, home phone number, company phone number, and friend’s phone number to confirm the authenticity of the information.

The card holder can go to the official website of the bank where the card is issued to check the progress of the credit card application after making a phone call to confirm.

4. Notification of credit card withdrawal:

If the credit card is approved, the bank will send a message to the card holder to notify the card holder to check the card within the specified time.

If the card holder’s credit card fails the review, you will also receive the message that it failed the review.

5. Receive the card for activation:

It can be divided into phone activation, SMS activation, network activation, etc. to activate your card, set query password, login password, transaction password, etc. Key information.