1. Card Features: Longka, a member of China Red Cross Society, is a dual-currency credit card jointly issued by China Construction Bank Co., Ltd. and China Red Cross Society. It is an effective carrier for cardholders to support charity, aiming at supporting the development of charity and jointly promoting the Red Cross spirit of "humanity, fraternity and dedication". Give a little and carry forward the spirit of fraternity. The cardholder can make a fixed donation of 1 yuan, 5 yuan or 10 yuan to the China Red Cross through this card, so as to put his care and support for social welfare undertakings into action and truly carry forward the spirit of "humanity and fraternity". Social Construction Bank will give back to support the development of China Red Cross charity according to a certain proportion of cardholders' effective spending by swiping their cards, so that every spending reflects your desire to contribute to society and your charity mind. Everyone can participate in building a platform of love. Cardholders can also donate their love by withholding Longka, a member of China Red Cross Society, or call Longka Credit Card Customer Service Hotline to donate your love indefinitely.

2. Bank deposit fee in different places: free.

3. Cash withdrawal fee for local peers: 0.5% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 50 yuan.

4. Recovering the fees overpaid by local peers: 0.5% of the cash withdrawal amount, ranging from 2 yuan to 50 yuan.

5. Consumption verification method: signature, signature+password.

6. Minimum consumption amount of installment payment (RMB): 500.00 yuan.

7. Provisions on installment payment points: The amount of principal and handling fee payable for each installment should be recorded on the current billing date.