Agricultural Bank of China 622830 is not a credit card. It is a debit card. Jinsui Commercial Card is a bank card product provided by Agricultural Bank of China to high-end customers. When applying for a Jinsui Commercial Card, customers must meet the 12-month requirement. The average daily financial assets reach RMB 100,000. The Jinsui Commercial Card is the status symbol of Agricultural Bank of China’s VIP customers and has basic financial functions such as cash deposits and withdrawals, transfer settlement, consumption inquiry, collection and payment, account management, investment and financial management