No, if you fail to repay the full amount on time, you will have to bear the interest. At the same time, you will not enjoy the interest-free period when withdrawing cash.

1. Cash withdrawal interest: Interest is calculated daily at a daily interest rate of 5/10,000 from the date of cash withdrawal, and compound interest is calculated monthly.

2. If the minimum repayment amount is repaid or the full repayment is not made, ordinary card consumption does not enjoy interest-free treatment. Interest will be calculated for each transaction starting from the accounting date, with a daily interest rate of 10,000 Five-fifths until the date the account is settled.