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How to open a commercial credit card

What is the process for opening an ICBC credit card?

1. Bank counter activation

Specific process: Cardholders bring their credit cards and valid documents to the counter of an ICBC branch and open the card according to the instructions of the relevant staff. .

2. Customer service phone activation

Specific process: You must know that there is a 24-hour customer service hotline for ICBC credit cards on the back of the credit card. The cardholder can call the customer service number and then select the corresponding language, then enter the cardholder's and query password; follow the voice prompts, select the card activation option under the "Credit Card Activation and Password Management" menu; enter the last 3 digits printed after the signature box on the back of the cardholder's credit card, and press # key to confirm; enter the cardholder’s residential phone number and press the # key to confirm; enter 6 digits as the cardholder’s transaction password and press the # key to confirm; enter the 6-digit transaction password again and press the # key to confirm; the transaction password is set successfully.

3. Online activation

Specific process: Cardholders first log in to the online banking page of the ICBC credit card, and then enter their own ID and query password; please change the query password in time after logging in; When the initial password of the credit card is successfully changed, please log in to online banking again; after logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed on the signature field on the back of the credit card and your home phone number according to the prompts on the page; after successful activation, enter according to the prompts A 6-digit number is used as the transaction password; if the "Use password to confirm transaction" function is not checked on the application form, the transaction mode can be changed to password signature after the setting is completed.

Extended information

First of all, ICBC will send a credit card expiration card replacement notice to the cardholder or the cardholder himself before the credit card expires. It can also be issued on the ICBC credit card Before expiration, call ICBC to request a card replacement. The maximum useful life of a credit card replacement is until the end of the month marked on the card. If the cardholder no longer wants to use the credit card after the credit card expires, the cardholder can sign the receipt for not replacing the card and send it back to the bank ICBC within the specified time. The card will be stopped from being replaced and the card will be automatically replaced after expiration. Logout.

Secondly, after receiving the cardholder’s request for card replacement, ICBC will issue a new card to the cardholder. The cardholder can use the new card after activating it. The old card will generally be invalidated automatically. Some ICBC will The cardholder is required to cancel the card.

How to activate an ICBC credit card

Log in to the personal online banking on the official website of ICBC, enter "Peony Card Activation" under "Bank Card Services", enter the card validity period, card holder After entering the person's name, ID number and other relevant information, click the confirmation button to complete the ICBC Peony Credit Card opening.

When opening a Peony Card through telephone banking, if the cardholder dials 95588 using a non-reserved phone number, the system will ask him to enter the reserved mobile phone number, and the cardholder can follow the voice prompts to enter it. . Currently, ICBC in some areas does not support self-service card issuance over the phone. Cardholders can choose to open a card over the counter or call 95588 and call "9" for manual service consultation.

If you choose to open a card online, your password cannot be reset. You can set a password transaction limit through online banking. You no longer need to enter a consumption password for consumption below 1,000 yuan.

Required materials: 1. Identity proof information: a copy of your resident ID card or military officer’s ID card; if you are a Hong Kong and Macao compatriot, you need to provide a copy of the mainland travel permit and proof of residence for more than one year; if you If you are a foreigner, please provide a copy of your passport and residence permit for more than one year. 2. Proof of work and income: Choose from salary certificate or business card and badge with photo. 3. Auxiliary materials that can prove that you have good financial strength: a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

How to activate a credit card

1. Activate through 95588 customer service hotline or telephone banking

The specific steps are: dial: 95588 and turn to "6" International Card Service, according to After selecting the desired service language according to the voice prompt, press "3" to enter ICBC credit card services. Then press "2" to enter "Card Activation". Follow the voice prompts to enter personal information such as credit card, valid certificate (ID card) number and complete identity verification. The card can be successfully opened. After the ICBC credit card is activated, a consumption password can be set.

When activating an ICBC credit card through telephone banking, if the cardholder uses a non-reserved phone number to call telephone banking, the system will ask him or her to enter the reserved mobile phone number. Please enter it according to the voice prompts. Currently, ICBC in some areas does not support self-service card issuance over the phone. Cardholders can choose to open a card over the counter or call 95588 and call "9" for manual service consultation.

2. Counter activation

ICBC credit card holders can bring their valid ID, credit card and password letter to the counter of the local ICBC branch to open the card. You can pick up the card at the local ICBC Credit Card Center (not by mail) and activate the ICBC credit card on the spot. If you forget to bring your password letter with you when you go to a business outlet, you can do a "password reset" before opening the card (this service is free), and then activate the card.

3. Online activation

Log in to personal online banking from the official website of ICBC and enter "Peony Card Activation" under "Bank Card Services". Enter the card validity period, cardholder name, ID number and other relevant information and click the Confirm button. Finally, set the credit card password and confirm to complete the ICBC credit card activation.

How to activate ICBC credit card?

There are three ways to activate an ICBC card: the first method is to activate by phone, call the bank’s customer service number and follow the prompts; the second method is to activate over the counter, bring your ID card and bank card to the bank You can go through the activation procedure at the counter; the third method is to activate some bank cards by depositing a certain amount of cash into them. The specific steps are as follows:

1. Activation at the counter: ICBC Debit Card can only be activated through the counter application. Generally, you need to provide your ID card, bank, and fill in the activation form to successfully activate.

2. Telephone activation: Dial the bank customer service number, and when connected, press "1. Chinese Service", press "6. Bank Card Service", press "1. Card Application and Card Activation", press "1. Card activation", press "1. ID card activation", enter the bank card to be activated, enter the ID number, enter the bank card validity period, set or enter the password according to the voice prompts, the system prompts that the bank card activation is successful.

3. Online banking activation: Cardholders can use Baidu browser (version 10.36.08) to log in to the ICBC online banking () page, enter their credit card and password, then enter their personal account, and follow the steps Prompt to complete the activation process.

The steps to activate the ICBC card are:

1. The e-banking cipher is like a calculator. We first press and hold the power button to open the cipher. device.

2. After turning on the computer, you will be prompted to enter the activation code.

3. When you go to the counter to open an account, there will be a slip for activating online banking. On that slip is the activation password for the electronic banking cipher.

4. After entering the activation password, you will enter the password device. First enter your power-on password to protect your personal privacy.

5. Then enter the password you just set again, and then turn on the machine.

6. This will reach the startup interface. After a while, a random password will be generated and you can use it normally.

7. When we close the electronic banking password and open it again, you will be prompted to enter the activation password, which indicates that the activation has been successful.

: How to activate the card

1. Deposit card: Please bring your valid ID and debit card to any business outlet nationwide to activate the card and set a password. Agents are not supported. In addition, you can activate the card through the Express Card Issuing Machine.

2. Credit card: Please log in to ICBC e-Life, select "Finance" and follow the page prompts to activate your credit card. If you receive the card by mail, and the card is our first card, you need to bring the card and ID to any ICBC branch in the card-issuing area to complete the activation of the card.

That’s it for the introduction of how to open a commercial credit card.