If it is a credit card of China Merchants Bank (except unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card Miss Kitty perfume credit card), you can spend 6 times on a single card (the amount and form are not limited) within a whole year of validity of your card (from the spontaneous card date, not a natural year); Different types of credit cards are swiped 6 times each), and the annual card fee for the next year can be reduced.