China Merchants Bank can buy a car by credit card in installments, but there are certain application conditions. I found a few for your reference to see if you meet these conditions.

1. Chinese mainland native, a natural person with full civil capacity, aged between 18-60.

2. Have enough down payment. Buying a car by installment with a credit card, like a car mortgage loan, requires the applicant to prepare a down payment of not less than 30% of the car price.

3. Work and income are stable. Credit card installment also requires the applicant to have a stable job and income, which proves that the applicant has sufficient repayment ability.

4. The applicant has a good credit record. A good credit record is also one of the conditions for banks to require credit cards to buy cars by stages. If the applicant's credit history is not good, he may not be able to apply for credit card installment car purchase.

5. Have a valid bank credit card. Buying a car by installment with a credit card is naturally indispensable. Individuals looking for a local bank credit card to buy a car in installments, the applicant can only hold a valid credit card of the bank.