China Postal Savings Bank Card does not charge an annual fee.
According to the latest Announcement of China Postal Bank on Exempting China Postal Savings Bank Debit Card Annual Fee, the annual fee exemption policy will be implemented nationwide for all other debit cards. The specific contents are announced as follows:
1. The student aid card for secondary vocational schools will be exempted within three years from the date of opening an account.
2. The financial aid card for ordinary senior high school students will be exempted within three years from the date of opening an account.
3. Gold card, platinum card and diamond card are free.
4. According to the documents of Development and Reform Price [214] No.268 and Development and Reform Price Regulation [217] No.125, the annual fee and account management fee (including small account management fee, the same below) will be automatically exempted for the only account opened in our bank. For customers who have opened multiple accounts in our bank, one account will be designated according to the customer's application.
5. Social service and financial fund accounts such as wages, pensions, subsistence allowances, medical insurance, unemployment insurance, provident fund, etc., and other accounts that meet the requirements can be exempted, according to the document No.22 [211] issued by the Banking Regulatory Commission.
Extended information
China Postal Savings Bank Card includes: green card, green cartoon, Jinhui card, etc.
Jinhui Card is an exclusive debit card issued by Postal Savings Bank for pension financial customers. It is a financial IC debit card with the functions of pension payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc. The card issuing target is pension financial customers.
1. Main functions
(1) You can choose Jinhui Card as the payment account for your pension, salary and other funds, which is more timely and convenient.
(2) You can buy our exclusive comprehensive financial products such as wealth management products, fund products, insurance planning and precious metal products with Jinhui Card, and the exclusive products can preserve and increase the value of your wealth.
(3) With the Jinhui card, you can participate in the financial salon, health insurance lectures, square dance activities, special travel, lucky draw and other activities organized by our bank from time to time to make your life more colorful (the opening time of the activities is subject to the announcement of the local branch).
2. Card discount
Jinhui Card is free of card cost, annual fee and small account management fee.
Reference: China Postal Savings Bank-Announcement on waiving the annual debit card fee of China Postal Savings Bank
Reference: China Postal Savings Bank-Jinhui Card.