Credit card quota is not determined by salary alone, and banks have a set of systematic evaluation methods for credit card applicants. In addition to the monthly salary, the cardholder's marital status, job stability, whether there is a loan, the number and amount of credit cards held by other banks, and whether the credit record is good will affect the credit limit.

In addition, different credit card types have different credit grades. According to the credit limit, CCB credit cards can be divided into three types: ordinary cards, gold cards and platinum cards. Among them, the amount of general card is 1000 to 10000 RMB, the amount of gold card is 10000 to 50000 RMB, and the maximum amount of platinum card is more than 50000 RMB, with no upper limit.

If you apply for a CCB credit card, you can also log on to the CCB credit card website and click on the application progress query. It is found that the credit limit set by the auditing bank for credit card applicants is based on many factors, which has a great relationship with your monthly salary, but also takes into account many factors such as your work unit and expenses. Generally speaking, the credit card limit is about three times your monthly salary. If your monthly income is 5500 yuan, your credit card limit is about 20 thousand yuan.

The credit limit can be gradually increased with your use of credit cards, and the speed of increase depends on the frequency of your use of credit cards and the credit history of repayment.