Credit reporting is an activity in which a professional, independent third-party agency establishes credit files for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides credit information services to external parties in accordance with the law. Professional credit institutions provide a platform for sharing credit information. Bank of China cannot check credit information.

There are two ways for individuals to check their credit reports:

First, when applying for a credit card or loan from a commercial bank, the bank will query the personal credit information basic database, and the individual will Take a look at your credit report.

Second, you can inquire with the credit management departments of the People’s Bank of China in various places.

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