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What is the difference between ICBC Parkson Card VISA Pay wave and wealth management gold card UP cash? I know they are all contactless cards. What's the difference in usage?

Hello, ICBC VSIA WAVE and UP CASH both support near field communication contactless transactions. The difference is that VISA WAVE supports VISA channels, while UP CASH supports UnionPay channels. In terms of versatility, in China it is 100% UP CASH, and abroad it is VISA WAVE