According to the inquiry, the agreed repayment of credit card refers to a repayment method of credit card, also known as automatic repayment. That is, the cardholder will bind the personal credit card with the personal savings card, and when the repayment date comes, it will automatically deduct the repayment from the bank card savings card account. The bound bank card savings card is the agreed repayment account.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.