There is an annual fee, but it is free for the time being. Notice: The annual fee of ICBC's wealth management account card (including wealth management account card) is 5 yuan/card/year, which is temporarily exempted at present. In case of adjustment, please refer to the latest regulations. Conditions for handling the ICBC wealth management gold card: you can apply for a wealth management account card with a star rating of 5 or above. Customers in Beijing also need to meet the conditions that the total assets in ICBC reach more than RMB 3, (including RMB assets plus equivalent foreign currency assets). Different regions have different regulations. Please refer to the actual handling of outlets for specific handling conditions.

the wealth management gold card itself has no exclusive rights and interests, but is only a rating given by the bank to customers. Users with high ratings have certain priority in purchasing some hot wealth management. In addition, they also have VIP permission when handling business at bank outlets, which will shorten the time for doing business and may also be specially received by wealth management managers, so they can be upgraded to a wealth management gold card if they meet the conditions.