Which is easier to apply for a credit card? The amount is high and the interest is low. 1, Industrial and Commercial Bank of China: China Industrial and Commercial Bank is the first industrial and commercial bank in the universe, and it is easy to apply for a high credit card. Generally, the application conditions only need to meet the basic conditions such as age, work and income. However, if you have your own real estate or automobile production certificate, ICBC's "financial account" card and other copies will not only help to approve the card, but also make your credit limit higher. The average credit limit of the card is about 4 1. 2. Agricultural Bank: Agricultural Bank can apply for a credit card with a high amount. All China citizens, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have a fixed residence at the issuing bank, and have a stable income and full capacity for civil conduct can apply for the credit card of ABC. The average credit limit of the card is about 35,000. 3. Everbright Bank: In the past two years, the development of commercial banks has advanced by leaps and bounds. Everbright Bank has a low threshold for handling credit cards, which makes it easier to approve cards. The average credit limit of the card is about 33,000. Everbright Bank's credit review policy is rigorous and flexible, and the amount given is not conservative at all. As for the credit card of China Everbright Bank, as long as you make a good record of consumption repayment, it is very easy to withdraw the amount, and the speed and extent of withdrawal are very good. Everbright Bank is a good choice for which bank can apply for a high credit card. Where the direct account is the most reliable, and compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend, but paying attention to choosing a formal platform when applying for online loans can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated. 1. Micro-loan Micro-loan is a personal credit loan product under Weizhong Bank, which supports cash borrowing and cash repayment with a maximum repayment period of 20 installments. After the user applies for a loan, he can repay it with the loan, and the amount can be recycled. It can be paid as soon as 15 minutes, which is very suitable for users who need money urgently. The minimum daily interest rate of microfinance is 0.02%, and the maximum loanable amount is 200,000 yuan. 3. Xiaoman Xiaoman, formerly known as Baidu Finance, is a financial service platform under Baidu. Split financing has been officially completed, independent of Baidu. The maximum amount users can apply for in the mini mall is 200,000 yuan, the longest period is 24, and the minimum annual interest rate is 7.2%. ↓↓↓↓↓ Click below to measure online! ↓↓↓ Data reference from: Du Xiaoman official website

Second, which bank is better?

Choose some small banks. The loans of these large state-owned banks are relatively rigid and the approval rate is not very high. Just find a small commercial bank that is convenient for you to repay the loan. Conditions must be collateral and guarantor (these two must have. Others are some proofs that you are from China and so on. )

3. Which bank is good for individuals and what procedures are needed?

The procedures of the Agricultural Bank mainly include:

First, your identity information (ID card, household registration book, proof of marital status) is used by the bank to determine your identity and family information;

Second, your ability information (education certificate, work permit, professional title certificate, copy of business license of work unit with official seal, running water and income certificate) is used by the bank to determine whether you have repayment ability, and the income certificate needs to be more than twice the monthly repayment amount;

The third is asset information (large deposits, automobile production, real estate, stocks, funds, wealth management, etc.). ). This part of the bank is used to understand your asset capacity, which can speed up the loan issuance time.

4. Which is better in banking?

It is almost impossible to find the Postal Savings Bank without collateral.

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