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What are the benefits of Bank of Communications credit card?

What are the benefits of the Bank of Communications Platinum Card?

Bank of Communications’ credit cards have always been popular among everyone, especially the Bank of Communications’ Platinum Credit Card, which adds a lot of benefits to the regular version. Many friends do not understand the rights and interests of Bank of Communications Platinum Card. Let’s take a look at the benefits of Bank of Communications Platinum Card.

1. Airport VIP room. For flyers, the Bank of Communications Platinum Card provides more convenient services. You can use the Bank of Communications Platinum Card to use the "Ward Wealth" VIP room at nearly 40 domestic airports. You can also apply for up to 3 tickets for your family members without annual fees. supplementary card.

2. Skip the queue at the bank. Are you still queuing up at the bank? You have to wait for hours at the bank during peak periods. But with a platinum card from Bank of Communications, you don’t have to queue up at the bank anymore, and you can use your time where you need it more.

3. Annual physical examination services are available. Personally, I think this service is very user-friendly. Good health is really good. In this big data sub-health situation, annual physical examination is still essential.

4. Have high insurance. With a Bank of Communications platinum card, you can enjoy free 72-hour worry-free protection of RMB 100,000 for card use, and traffic accident insurance of RMB 300,000 for cars/trains/ships. At the same time, after paying for the ticket, you can get 800,000 yuan of train and ship accident insurance and 10 million yuan of aviation accident insurance. People who travel frequently will encounter delays due to various reasons. If you use the Bank of Communications Platinum Credit Card, you can get compensation of 500 yuan for a delay of 3 hours, up to 1,000 yuan. Of course, it will really benefit your family. The good news is that your spouse, children, luggage, etc. who are traveling with you will be covered by delay insurance.

5. Points are redeemed for mileage. The points policy of the Bank of Communications Platinum Card is different from that of other credit cards: 3 times the points for U.S. dollar consumption; double points in the month of birthday, and 5 times points on the birthday. In addition, points can be redeemed for miles on multiple airlines including Asia Miles at a ratio of 18:1.

6. Free driving service. In recent years, the penalties for drunk driving have gradually become stricter. Instead of paying for a driver every time, it is better to apply for a Bank of Communications Platinum Credit Card with free services. You can use 50 kilometers of free driving 6 times a year, just make a reservation in advance.

7. 10% cash back for refueling. There are more and more car owners, and gas prices are getting more and more expensive. The value of the Bank of Communications Platinum Card’s gas rebate discount is highlighted! The cashback ratio is as high as 10%, and you can get 100 yuan back every month. Based on this ratio, a monthly gas fee of 1,000 yuan is enough for your daily use.

8. Cash back every Friday. Cardholders who participate in Bank of Communications' Red Friday event can enjoy a 5% credit bonus for that transaction by swiping a Bank of Communications credit card for a single purchase of RMB 128 or more in participating supermarkets in various cities every Friday. Bank of Communications Platinum Credit Card users can enjoy a 10% credit bonus!

The above is an introduction to the benefits of Bank of Communications Platinum Card. I believe many friends are already tempted.

What are the benefits of Bank of Communications credit cards?

Different types of Bank of Communications credit cards have different benefits. For example, the benefits of Bank of Communications’ Magic City Youyi Platinum Card include:

1. New users who bind the Metropolis APP can take the subway in one installment and consume 3,000 yuan per month. They can continue to take the subway in one installment next month for up to one year.

2. One year after applying for the card, you can take the subway at a 50% discount, but you need to spend 3,000 yuan per month;

3. Enjoy VIP treatment and no need to queue up to do business.

1. Different Bank of Communications credit cards have different benefits. For example, the benefits of Bank of Communications Y-POWER credit card include: 1. The minimum cash withdrawal fee is 5 yuan. If you spend more than 300 yuan per month, you can choose Repay in installments; 2. When spending abroad, you can get up to 10% of the consumption amount back; 3. On Fridays, you can enjoy a 15 yuan credit card credit. Bank of Communications Pacific Suning Appliance Credit Card is a co-branded credit card jointly issued by Bank of Communications and Suning Appliance***.

In addition, Bank of Communications credit cards include the following types of cards: Bank of Communications Chengdu Credit Card, Shanghai Travel Credit Card, MORE Card, Business Card, Bank of Communications Installment Credit Card, Bailian OK Credit Card, Liqun Credit Card, Bank of Communications Pinghetang Credit Card, Jinling Life Credit Card, Bailian Oriental Credit Card, Kai Tai Department Store Credit Card, Airline Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Auto Credit Card, Self-Mail Credit Card, BBK Credit Card, etc.

2. Apply for a card online. It refers to the way to complete a series of matters such as credit card application, registration, review and certification through the Internet. Because of its advantages such as speed, convenience and security, it has become a business that various banks are rushing to develop. Bank of Communications Credit Card is also through a series of discounts The event vigorously promotes online card processing. Super network card application: From September 30, 2013 to December 31, 2013, any new customer who submits an application online through the Bank of Communications credit card website and is successfully issued a main credit card will receive a 100 yuan credit card reward, and also You can enjoy free express delivery and get your card as soon as the next day.

Advantages and Disadvantages of Bank of Communications Credit Card

Advantages of Bank of Communications Credit Card

1. Low application threshold and faster limit increase;

2. 56-day long interest-free period;

3. YP card can be used to withdraw cash 100%;

4. Alipay is supported, and the online payment limit is high (10,000 yuan);

Disadvantages of Bank of Communications credit card

1. The installment operation is relatively cumbersome;

2. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted;

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3. Points are not permanently valid;

Summary: If you often buy home appliances, the "Suning Card" is not bad, with double Suning points.

What is the use of Bank of Communications credit card?

Normally, a single repayment of a Bank of Communications credit card cannot exceed one-third of the bill for the period or exceed 5,000 yuan, and the amount swiped on the card on the day of repayment cannot exceed 10,000, otherwise it will be said that you have a card to cash out. Suspected, and Ping An Credit Card are two of the most rubbish credit cards. They often inexplicably reduce the card limit and lock the card. They will ask you to cancel the card at every turn. If you have money, you will not be allowed to pay it back, and you will be forced to overdue it.

1. What is the use of Bank of Communications credit card?

What is the use of credit card? Now so many people are applying for credit cards, what is the use of credit card? Take Bank of Communications credit card as an example. , what is the use of Bank of Communications credit card? Below, the editor will talk about it.

Bank of Communications credit card application conditions:

You only need to meet any of the following conditions to apply for a Bank of Communications credit card:

1. The applicant has a stable and reliable job Spectrum, good credit, continuous payment of three funds, and never held a Bank of Communications credit card before;

2. Can provide proof of academic qualifications, good personal credit record, and never held a Bank of Communications credit card Main card;

3. Have certain assets in Bank of Communications and have never held a Bank of Communications principal credit card.

In addition, you need to prepare the following documents:

1. A copy of the applicant’s personal ID card (officers need to provide military officer ID);

2. Work certificate issued by the unit (preferably a stamped certificate);

3. Credit card used by other banks in the first half of the year;

4. Social security payment slips for the last three months.

Note: The youth card only requires an ID card. Others are better and have higher limits.

What is the use of Bank of Communications credit card?

Bank of Communications credit card is the same as other credit cards. It mainly allows us all to overdraw for consumption, that is, to consume first and then repay, which can alleviate the problem for a period of time. When money is tight, the main thing is to use credit cards for consumption.

2. Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, and are more willing to Sometimes there are people who want to study, do business, research or travel abroad.

Bank of Communications Credit Card is also a group of people with high living standards who are willing to try new consumption habits.

"Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management. It brings together both global and local advantages, with the theme of "Chinese people's global card", and advocates a new consumer culture and The card experience provides preferential benefits and considerate services all over the world.

What are the benefits of the Platinum Card of Bank of Communications Credit Card?

Hello, the benefits are as follows:

< p>1 Airport VIP Lounge

For Airbus cardholders, the Bank of Communications Platinum Card has more convenient services. You can use the "Ward Fortune" VIP Lounge at nearly 40 domestic airports with the Bank of Communications Platinum Card. You can apply for up to 3 additional cards with no annual fee for your family members.

2. Skip the queue at the bank. Are you still waiting in line at the bank? During peak hours, the bank will wait for several hours. With the Platinum Card of Bank of Communications, you don’t have to wait in line at the bank and can spend your time on things that are more needed.

3 Annual physical examination service

Personally, I think this service is the best. Very user-friendly. Physical health is really good. In the case of big data and sub-health, annual physical examination is still essential.

Use Bank of Communications. With the Platinum Card, you can enjoy free 72-hour worry-free protection of RMB 100,000 and car/train/ship accident insurance of RMB 300,000. At the same time, you can receive RMB 800,000 train and ship accident insurance and RMB 10 million aviation accident insurance after purchasing the ticket. People traveling on business will encounter delays for various reasons. If you use the Bank of Communications Platinum Credit Card to be delayed for 3 hours, you can get a compensation of 500 yuan, up to 1,000 yuan. Of course, it is really good to benefit their families. A person's spouse, children and luggage can receive delay insurance compensation.

5 points can be redeemed for miles

The Bank of Communications Platinum Card has a different points policy than other credit cards: 3 times the points for U.S. dollar purchases; Double points in the birthday month and 5 times points on the birthday. In addition, points can be redeemed for miles on multiple airlines including Asia Miles at a ratio of 18:1.

6 Free Travel

In recent years, the penalties for drunk driving have become more and more strict. Instead of paying every time you drive, it is better to apply for Bank of Communications' platinum credit card, which can be used for free driving for 50 kilometers a year, just in advance. Make an appointment.

7 10% cash back for fueling

There are more and more car owners, and the price of gas is getting more and more expensive. The cash back discount of Bank of Communications Platinum Card is outstanding! Up to 10%, 100 yuan per month. According to this ratio, 1,000 yuan per month is enough for your daily use.

8 cash back every Friday

Cardholders who participate in Bank of Communications. During the Red Friday event, if you use a Bank of Communications credit card at participating supermarket stores in each city on Friday, you can enjoy 5% of the credit card bonus for the transaction. Bank of Communications Platinum Credit Card users can enjoy a 10% credit card bonus. Bonus!

This is the end of the introduction about the benefits of Bank of Communications credit card and Bank of Communications silver card. I wonder if you found the information you need?