The Everbright Credit Card will not be declined immediately, it will not be declined the next day.

Ebright Credit Card does not reject it immediately, nor will it be rejected the next day. The rejection depends on whether it meets the standards.

The reasons why the application for Everbright Bank credit card was rejected are as follows:

1. The work certificate does not meet the requirements or the work industry is special. The employment certificate is an important document that proves the applicant's repayment ability and determines the success or failure of applying for a credit card to a large extent. Banks restrict the issuance of cards to certain groups of people, mainly those engaged in the service industry, freelancers and self-employed individuals without a business license. For example, jobs in bars, KTVs, supermarkets, restaurants, etc. are highly variable and the income is unstable. Banks question their long-term repayment ability.

2. Credit records corresponding to loans and other banking businesses. Some people have never used a credit card, and their first application was rejected because of problems with their credit record. Home loans, car loans, and installment purchases are all closely related to your credit record.

Notes on applying again after your Everbright Bank credit card is rejected:

1. After your application for a credit card is rejected, you can apply again after 3 months; or choose another bank to apply. . If you apply for a credit card from the same bank again in a short period of time, the possibility of rejection

is still very high. Because the bank believes that the applicant's personal situation will not change much within 3 months.

2. When applying for a credit card, be sure not to submit application materials to multiple banks at the same time. Otherwise, the bank will think that the applicant has a malicious tendency to overdraft and reject all applications.

3. When applying for a credit card, choose a bank that is easy to apply for, such as Bank of Communications, China Merchants Bank, and CITIC Bank.