1. Query method of bad credit card records
Cardholders can go to the local branches and sub-centers of the People's Bank of China, or visit the website of the Credit Information Center of the People's Bank of China.
2. Query the information needed for bad credit card records.
Network inquiry requires the cardholder to inquire in person or authorize others to inquire on the spot. At that time, you need to bring the original and photocopy of your valid identity certificate, and the photocopy should be left to the inquiry institution for future reference. You also need to fill in the personal credit report application form truthfully before the inquiry.
Login to the website of the People's Bank of China requires real-name registration, which can be queried after registration.