Nowadays, there are so many people with credit cards, some even have 3-4, or even more. Currently, many people have been unable to pay back large bills due to improper use of credit cards. So, how to save yourself from credit card debt? Here are some self-help methods for you.

1. Comprehensive control of consumption

In order to avoid credit card debt, the first thing everyone must do is to control their own spending. In the days to come, everyone must learn to live through "critical moments", minimize unnecessary expenditures, and just maintain basic living expenses.

2. Extend the repayment period

If everyone can apply for installment of credit card bills, then apply for installment. Under normal circumstances, credit card bill installments can reach 12 installments, and some credit cards can extend it. In order to reduce the current repayment pressure, you can make all the installments you can and decide the installment period based on your future repayment ability. In addition, when you pay your credit card bill, you can choose to repay it with the minimum payment amount and have a longer repayment period.

3. Increase personal income

In order to pay off credit card debts and achieve self-salvation, everyone needs to increase their income. Everyone can use weekends and evenings to find a part-time job so that they can increase their income every month.

4. Selling property

To do this, everyone needs to bear the pain and sell some of their valuable things in exchange for a certain amount of cash to pay off the credit card debt. payment.

5. Seek help from parents, relatives and friends

Faced with bills that cannot be extended when they are due, everyone can only turn to their parents and relatives and borrow money from them to prepare for emergencies. Although this approach is shameful, it is better than the stain on your credit report or even becoming a loan user.