Conditions for handling credit cards
Age requirement of 1: China residents should be 18-60 years old, and foreigners should be 25-60 years old.
Requirements: Have a stable work unit, income and fixed residence.
Credit requirements: no bad credit record.
Credit card application materials: my financial certificate, income status, valid certificate, home address and other relevant certificates.
Article 4 of the Provisions on Information Processing of Online Verification of Citizenship by Banking Financial Institutions (Trial)
When a banking institution handles the following RMB banking business, if it is required by laws, regulations or departmental rules to check the resident identity cards produced by relevant individuals, it shall conduct online verification:
(1) Bank account business, including opening and changing personal savings accounts, personal bank settlement accounts and corporate bank settlement accounts.
(2) Payment and settlement business, including bill settlement business, bank card settlement business and remittance business.
These Provisions refer to the banking business that should be inquired online as the prescribed business.
In order to strengthen internal management, banking institutions can also conduct online verification when handling other banking business except the prescribed business.