How to apply for Bank of Communications Angel Loan? Is it easy to apply?

Bank of Communications offers many credit loans, among which Angel Loan is a highly recommended credit card loan. As long as you hold a Bank of Communications credit card, you can apply for this loan with a relatively low threshold. For those who are in urgent need of money and have good credit, bank loans are the best choice, and the interest rates are much lower than private loans. So how to apply for Bank of Communications Angel Loan? Is it easy to apply?

1. How to apply for Bank of Communications Angel Loan

There are many channels to apply for Bank of Communications Angel Loan, such as clicking on application on the official website of Bank of Communications Credit Card, downloading Bank of Communications Credit Card APP (pay the bill), You can apply through various channels such as the Bank of Communications Credit Card WeChat official account.

After submitting the application, just wait for the Bank of Communications to review it. If the application is successful, you will receive a text message from Bank of Communications informing you of the angel loan amount and the signing date. At that time, the borrower can sign the contract through the designated channels of Bank of Communications.

2. Is it easy to apply for Bank of Communications Angel Loan?

Easy. The above application channels are all very easy and convenient to find. In addition, you can apply for an angel loan without a Bank of Communications credit card. As long as you submit the application materials, the bank will check the borrower's credit report. If the credit is good and qualified for card issuance, the angel loan limit will be given when the credit card is issued. At that time, you only need to go to the bank to activate the credit card and sign a contract. That’s it.

To sum up, there are many application channels for Bank of Communications Angel Loans, which are easy to apply and can quickly solve the borrower's financial needs. In addition, because the threshold for angel loans is low, as long as your personal credit is good, you can get the highest For a credit card loan with a limit of 300,000 yuan, the monthly repayment pressure is not high in installments. It is suitable for friends with good credit who are in urgent need of money.

Full analysis of the application method guide for Bank of Communications Angel Loan

BoCom Angel Loan is a consumer credit service product of the Bank of Communications with ultra-low rates but ultra-high limits and is very convenient to use. I believe everyone is attracted by adjectives such as “ultra-low rates” and “ultra-high limits”. Next, I will bring you a complete analysis of Bank of Communications Angel Loans.

1. Features and advantages

1. Ultra-low rates: the monthly installment fee for a loan of 10,000 yuan is as low as 35 yuan.

2. The procedure is simple: pure credit loan, no mortgage or guarantee required. After successful application, you only need to activate the angel loan to use it.

3. Fast application: self-service online application, approval on the same day at the fastest, with a maximum limit of 300,000.

4. Loan by swiping your card: After activating Angel Loan, you can use the Angel Loan quota if you spend more than 500 yuan within 90 days.

5. Credit card integration: If you do not hold a Bank of Communications credit card, if your application is successful, you will be issued a Bank of Communications credit card and obtain an angel loan limit.

6. Wide range of uses: In addition to real estate transactions, angel loans can be used for consumption of more than 500 yuan (decoration, home appliances, etc.).

7. Flexible repayment: monthly arrears are included in the credit card bill, and the angel loan is repaid when you repay the credit card. You can also enjoy deferred repayment for up to 6 months.

8. Convenient service: Download and use the "Pay the Bill" APP to check accounts and make repayments. The 7×24-hour online service saves money, time and effort.

2. Handling fee

The monthly rate is 0.35%. The installment principal and installment handling fee are calculated on a monthly basis. The actual annual interest rate is 7.66%.

3. Application conditions

1. Must be between 24 and 35 years old.

2. The academic qualification must be college or above.

3. Have a stable job.

4. Application method

1. Apply on the official website

1. Open the official website of Bank of Communications.

2Select the credit card column.

3 Click on Consumer Credit.

4Select Angel Loan and click Apply Now.

If you apply on the official website, the card can be approved as soon as the same day.

2. WeChat application

1 Follow the WeChat official account of "Bank of Communications Credit Card Pay".

2 After following, enter "Angel Loan" in the public account dialog box.

3After sending, you will receive relevant information such as angel loan application and use.

The above is the relevant content of the "Full Analysis of Bank of Communications Credit Card Angel Loan Application Guide" brought to you. I believe that everyone has a certain understanding of angel loans. I also want to remind everyone that angel loans are, after all, It is a credit product and should be used with caution.

How to apply for Haoxiangdai from Bank of Communications?

Haoxiangdai is a large-amount consumption installment business specially provided by Bank of Communications for high-quality customers. You can apply through the following channels:< /p>

1. Paying Bar APP

Log in to Paying Bar APP, click "Haoxiangdai" in the credit and financial management column, fill in the application information according to the requirements on the page, and submit.

2. WeChat public account

Follow the WeChat public account "Bank of Communications Credit Card", enter the credit page through installment/borrowing in the bottom menu bar, click Haoxiandai-I want a loan, follow The page requires you to fill in relevant information and submit it.

In addition, Bank of Communications credit card holders can also directly call the customer service hotline 400-800-9888 to submit an application.

For more information on how to apply for Bank of Communications Haoxiangdai, enter: View more content

What are the conditions for bank credit card loans? What are the procedures for applying for a credit card loan?

Banks are actually very welcoming to users who want to borrow money from them. Generally, users who have their own credit cards can also apply for credit card loans if their credit limit is insufficient or they have large consumption needs. However, many friends do not know much about credit card loans. Let me introduce to you the conditions for bank credit card loans and the process of credit card loans.

Bank credit card loan conditions

1. You must have a credit card from the bank you want to apply for a loan, and it must be in normal use.

2. The credit card you hold has a good card usage record and cannot have any overdue repayment record.

3. Credit card types that are not restricted, such as Bank of Communications’ business cards, quasi-credit cards, installment cards, and supplementary cards, are not supported for credit card loans.

4. Credit card loan funds can only be used for consumption and cannot be used for investment, such as house purchase, stocks, futures, etc., as well as restricted merchant types stipulated by the bank.

1. Apply by phone. Call the bank's customer service hotline and apply for a credit card loan. For example, Guangfa's loan is called "Caizhijin", Pudong Development Bank's is called "Wanyongjin", and Bank of Communications's is called "Haoxiangdai". If you really don't know the name, just ask for cash installment.

2. Bank review. Customer service will first ask for your bank card and related basic information. The bank then reviews your application.

3. Sign the contract. After passing the review, you need to sign a contract and then confirm your loan amount and the number of installments. For example, Bank of Communications' Haoxiangdai requires you to set the starting transaction amount.

4. The money arrives. After the review and signing is completed, the loan funds can be used. At this point, the credit card loan has been successfully processed.

That’s it for “What are the conditions for bank credit card loans? What are the procedures for credit card loans?” I believe everyone knows it! In addition, if the loan needs to be repaid in time, pay attention to the repayment due date.

How to apply for a good cash loan with a Bank of Communications credit card? Learn about the application conditions and channels!

As the National Day approaches, the Bank of Communications has released the high-value cash installment business of Haoshidai credit card. It is said that this event can only be held before the National Day every year, and the maximum loan amount is 300,000 yuan. Yes, you can also repay in installments. So, how to apply for this good cash loan? What are the requirements? Let’s find out together below.

1. Application conditions for Bank of Communications credit card good cash loan

1. Good cash loan installment can only be applied by the principal cardholder, so if you want to apply for a good cash loan, you must have it Bank of Communications Credit Card:

2. To apply for a cash installment loan, you must obtain a cash loan limit before applying:

1) Customers who do not hold a credit card: The bank will approve the application based on the customer's application. If approved, you can get a good cash loan limit. After the application is successful, a Bank of Communications credit card will be issued;

2) Customers who already hold credit cards: The bank will regularly screen qualified customers based on risk policies and Grant a good cash loan line.

2. How to apply for a good cash loan with a Bank of Communications credit card

Customers who have obtained a good cash loan limit can log in to pay the bill APP, mobile banking, online banking and other self-service channels to open it. Here is the explanation Here are several common activation methods:

1. Activation of mobile banking: Open Bank of Communications mobile banking and log in, then click Credit Card - Cash Installment - Haochian Loan, and follow the prompts;

2. Open online banking: Log in to the Bank of Communications online banking, credit card - I want a loan - I want cash - Haochen Loan, and follow the prompts.

3. WeChat activation: Follow "Bank of Communications Credit Card | Pay Bill" on WeChat, click "Apply for Card·Borrow - Installment/Loan" in the menu at the bottom of the official account, and enter "Haoxiandai | Bank of Communications Credit Card" -Special area-Haocen Loan, follow the prompts to apply.

The above is the relevant introduction to "How to apply for a good cash loan with a Bank of Communications credit card? Learn about the application conditions and channels!" After successfully applying for a cash loan, the money will be transferred to your designated debit card. After arriving, you can withdraw cash or directly swipe the card for consumption. However, after the application is successful, you must repay the credit card every month, otherwise it will be overdue and affect your credit.

How to apply for Bank of Communications Angel Loan? What are the requirements?

After Haoxiangdai, the Bank of Communications Credit Card Center has launched another consumer credit product - Angel Loan. Users who meet the conditions can apply for a loan of up to 300,000 yuan. So what do you need to do to apply for an Angel Loan? What to do? What qualifications are required? Let’s take a look below.

Angel loan is a consumer credit service of Bank of Communications. If the cardholder successfully applies, he or she will be issued a Bank of Communications credit card and obtain an angel loan limit. For single purchases of more than 500 yuan, installments will be automatically issued for up to 24 months. The outstanding balance will be included in the credit card, and the angel loan will be repaid when the credit card is repaid.

Application conditions:

1. Applicants must be 24 years old and no more than 35 years old;

2. Must be an educated youth with a college degree or above;

3. Have a stable job and source of income, and no pressure to repay the loan;

4. Have never applied for a Bank of Communications credit card, which means that only new customers can apply for angel loans. .

Application process:

All application procedures for Angel Loan can be completed online. The process is simple, the approval speed is fast, no mortgage or guarantee is required, and there are basically no restrictions on usage scenarios. All your consumer credit needs can be met by swiping your card to get a loan. The specific application method is as follows:

1. Self-service application on the official website: log in to Bank of Communications - Credit Card - Consumer Credit - Angel Loan - Apply Now. Get the card approved quickly on the same day;

2. WeChat application: Follow the WeChat account of the Bank of Communications Credit Card Pay Bar and enter Angel Loan to receive Angel Loan application, use and other related information. You don’t have to worry about visiting bank branches, and the application process is very convenient. Compare which one is better, Bank of Communications Haoxiangdai or Angel Loan, from these three aspects

The differences between Bank of Communications Haoxiangdai and Angel Loan are the same formula but different flavors

How to get a Bank of Communications credit card loan Let’s stop talking about the introduction here.