If the landlord's salary card is ICBC, you can also try to apply for ICBC's credit card. It is far from enough to apply for ICBC's credit card with only one salary card. I suggest that the landlord can prepare more application materials, such as the landlord's housing purchase contract in this city and the driving license of the Volkswagen private car under his name, etc. In addition, it is best to start automatic repayment business, so as to ensure timely repayment. That is the information I know. I hope my answer can help.