First of all, going to jail for credit cards is not a threat. Generally, if the following conditions exist, the bank may sue the cardholder and the cardholder may be arrested.

1. If the cardholder is overdue in serious circumstances, he may be caught. Generally, the overdue amount of credit card users under credit cards reaches 50,000 yuan, and after the overdue amount, if the bank collects it twice, it still exceeds 3 If the credit card holder is not repaid for a month, the bank may sue the cardholder for malicious overdraft. Once the public security department confirms that the cardholder's situation is true, he or she will be arrested.

2. If there is a case involving credit card fraud, once the public security agency files a case and determines that the user has committed an economic crime, the public security agency will arrest the relevant personnel in and out.

If the overdue amount of a credit card user is small and only occasionally overdue, bank staff will arrest the cardholder during collection. This situation is generally a type of bank collection. The method is mostly to scare cardholders to pay off their debts as soon as possible.

If a credit card is not repaid overdue, it will definitely be on the credit card blacklist. If you are not sure whether you are on the credit card blacklist, you can check it on public platforms such as Kayoucha. A credit card analysis report includes credit card risk scores, overdue record history, spending power preferences, card merchant analysis, overseas consumption analysis, etc. Cardholders can use this information to determine whether they have entered the blacklist.