How long does it take to apply for a CITIC-Dianping co-branded credit card?

The CITIC-Dianping co-branded credit card is an exclusive credit card for foodies with very good benefits. If you want to apply for this credit card, you can consider applying online. , it is convenient and quick to apply for a Dianping co-branded card online without submitting any paper information. As for how long the review will take, it depends on the situation.

How long does it take to apply for a CITIC Dianping co-branded credit card

If you apply for a credit card online quickly, you can check the credit card application progress in 3 days. Under normal circumstances, the time from application submission to card approval is about 7-15 working days. It saves half a month compared to the 15-30 working days required to apply through a bank's credit card specialist.

However, it should be noted that the credit limit applied online is generally lower than the credit limit applied through the bank's credit card specialist, because the card approval time is faster and there is no way to verify the information. To be on the safe side, banks will grant lower limits to applicants who apply for credit cards online.

So, how can you apply quickly?

During the application process for this card, CITIC Bank actually looks at more than just the applicant’s monthly income. Asset status is also an important factor in deciding whether to approve the card for you. If you want to receive a credit card quickly, you can Do this:

1. If you can provide a substantial proof of assets, such as proof of income, proof of house ownership, mortgage purchase certificate, etc., then the approval rate for applying for the card will be higher.

2. Don’t worry if your income is not high. If you can provide some certificates that can prove your personal ability, such as academic certificates, technical level certificates and other qualification certificates, it will also be an option to add points to your card application. .

3. If you already have other credit cards, check your personal credit record before applying for a CITIC-Dianping co-branded credit card. If your credit is good, you can apply for it by applying for a credit card.

Finally, I wish you an early success in applying for the CITIC-Dianping co-branded credit card.

Is the CCB credit card Dianping promotion offering 20 off for 100 purchases?

It is 10 off for purchases over 50 purchases. This activity should not be cumulative. If you spend over 100, you will get 10 off. I have never heard of a CCB credit card promotion on Dianping that offers 20 off on purchases over 100. Starting at 10 a.m. every Saturday, when paying on Dianping, you can choose to pay with a CCB credit card. You can get an instant discount of 10 yuan when you spend 50 yuan or more. It is limited to the first 3,000 people every week, first come, first served. When I bought the group purchase above, Dianping.com also had an instant discount event. Starting from 10 a.m. every day, the original group purchase price of designated hotels could be immediately reduced by another 15 or 20 yuan. When paying, I chose to pay with a CCB credit card. The first 3,000 people to grab it at exactly 10 o'clock will get an instant discount of 10 yuan when paying. It seems extremely cheap.

Is it easy to apply for the CITIC-Dianping co-branded credit card? How to apply?

The CITIC-Dianping co-branded credit card is the first credit card exclusively for “foodies” jointly launched by China CITIC Bank and Dianping. With this card, you can enjoy all kinds of online and offline food discounts. If you are interested in this credit card, it is recommended that you apply for the card online. Compared with applying for a card at an outlet counter, you do not need to provide any information when applying for a CITIC credit card online, which can effectively save time in applying for the card and is relatively easy to apply for.

There are many ways to apply for a credit card online. Here are the two fastest methods. You can apply on the official website or apply via WeChat. Fill in your personal information and click submit.

Official website application

1. Open the official website of CITIC Bank Credit Card and click "Apply for Credit Card";

2. Select "CITIC Dianping Co-branded Credit Card" on the application page ", click the "Free Application" button below the card;

3. There will be a QR code on the application page, just scan the QR code to apply for the card.

Advantages: It can effectively ensure the security of users’ information without worrying about the risk of personal information leakage.

WeChat application

2. Enter the official account, click "Apply for Card Online", and select the application bank as "CITIC Bank";

3. At Bank of China On the application page, select the credit card you want to apply for, click "Apply for Card", and it will jump to an application page;

4. Fill in the relevant information on the application page and submit it.

Advantages: This platform is a third-party card-issuing institution authorized by CITIC Bank. All application links are provided by CITIC Bank, which is safe and secure and will not leak the applicant's information.

First of all, applying for a credit card through the Internet greatly saves the applicant's time and cost, and effectively shortens the application waiting time. Secondly, cardholders directly fill in their personal information online, which reduces the risk of information leakage. Thirdly, applying for a credit card through the Internet does not require cardholders to submit complicated application materials, which improves the success rate of application for users who are unable to provide proof of employment and income.

However, since information cannot be provided when applying for a credit card online, the credit limit is lower than when applying over the counter.

Is Dianping.com’s credit card quick payment safe?

Using credit cards for quick payment on Dianping.com is relatively safe, but there are some security risks.

Not only Dianping.com binds credit card fast payment, but there are security risks in the security of credit card fast payment.

All major online shopping companies have security technical teams for maintenance. The payment links of Alipay, WeChat, and Dianping.com are relatively safe in theory, but after Quick Payment binds the consumer’s credit card, it only requires one input The password link completes the entire payment process. If a consumer's Taobao account is stolen, it can easily be swiped, resulting in loss of personal property.

So cancel the binding method of quick payment and bind the payment link to the mobile phone. In this way, you need to enter the mobile phone dynamic password every time you make a purchase, which will be safer.

Can I withdraw cash from the CITIC-Dianping co-branded credit card?

CITIC Bank and Dianping have jointly launched a co-branded card, which has attracted much attention from card friends. In addition to being interested in the card's benefits, many cardholders also want to know whether they can use it to withdraw cash. Of course this is possible, but there are some things you should pay attention to when using this card to withdraw cash. Let’s learn about it together.

The CITIC Dianping co-branded credit card is an exclusive credit card for CITIC Bank foodies. In addition to enjoying the basic benefits of CITIC credit cards such as annual fee exemption, earning points by swiping the card, and high-value flight delay insurance, cardholders can also enjoy to various exclusive privileges for foodies.

For example, new “foodies” will receive 188 yuan of Dianping food coupons with their first swipe of the card; senior “foodies” who meet the monthly consumption standards will receive 50% off the 100 yuan paid by Dianping, and there are even more opportunities. Grab the "Big Overlord Free Order Privilege" and get up to 1,000 yuan in food credits; if you are a "foodie" who reaches the monthly consumption standard, you can get 9 points of CITIC Credit Card redemption, 9 yuan for viewing, wonderful 365, etc.

In addition, this credit card can not only be used for overdraft consumption, but also can be used to withdraw cash. However, it should be noted that there is a prerequisite for using a credit card to withdraw cash, that is, a transaction password must be set. Withdrawal operations can only be carried out with the transaction password.

When withdrawing cash, you must pay attention to some matters, such as cash withdrawal method, cash withdrawal limit, cash withdrawal fee, etc.

CITIC Dianping Credit Card is a UnionPay card, so you can use this card to withdraw cash at ATMs with the UnionPay logo, or you can withdraw cash at CITIC Bank counters.

As for the cash withdrawal limit, the card’s cash withdrawal limit is generally 50% of the credit limit, depending on the cardholder’s card usage. In addition, the maximum cash withdrawal limit for a single day using this card is RMB 20,000. Yuan, you can only withdraw up to 5,000 yuan each time, and you can only withdraw up to 20 cash withdrawals a day.

In terms of cash withdrawal fees, CITIC credit card cash withdrawals can be divided into local bank withdrawals, local inter-bank cash withdrawals, non-local bank cash withdrawals, non-local inter-bank cash withdrawals and overseas cash withdrawals, etc. The charging standards for different cash withdrawal methods are different, as follows:

1. The handling fee for domestic RMB cash advance is 2% of the amount of each cash withdrawal, and the minimum charge is RMB 20 per transaction;

2. The handling fee for overseas cash advance is 2% of the amount of each cash withdrawal. 3% of the cash withdrawal amount, with a minimum fee of USD 3 or RMB 30 per transaction.

That’s it for the introduction of Dianping Credit Card.