The payment listed on the Bank of Communications credit card statement can be understood as a person or company transferring money to your account. This money may be wages, project funds, bonuses, etc. Anyway, it is Remittances sent to you by others.

Another possibility is to repay the credit card through third-party payment channels such as Alipay. At this time, the bank accounting type is generally "payment on behalf of others."

If you really have any questions about account transactions, you can call the bank to ask for details.

In addition to using third-party credit card repayment channels such as Alipay for repayment, you can also choose other repayment methods, including:

1. Automatic repayment. Just check the "Automatic Transfer Authorization" field when filling out the Bank of Communications credit card application form and provide the corresponding repayment account number; or go to the Bank of Communications branch in the city where the Bank of Communications debit card that needs to be bound is originally issued to apply for automatic transfer. After opening the repayment procedure, you can bind the associated account. On the due date of repayment, the RMB and U.S. dollar debts in the credit card will be automatically repaid.

2. Telephone banking. Bank of Communications cardholders can go to the Bank of Communications branch in the city where the Bank of Communications debit card that needs to be bound is originally issued, and complete the self-service repayment signing procedures, and then call the 24-hour customer service hotline shown on the back of the credit card. In the service, RMB is transferred from the Bank of Communications Pacific Debit Card and Quasi-Credit Card to repay the RMB and USD balances in the credit card.

3. Inter-bank ATM transfer repayment. Bank of Communications credit card holders can use debit cards from other banks that have activated the ATM card transfer function to repay their credit cards directly through transfer services at ATM machines in 34 cities across the country and surrounding areas.

These repayment methods are transfer transactions between banks and are generally not recorded as payment on behalf of others.