You can consult the bank customer service staff for the specific annual credit card fee. Gold card and ordinary credit card customers who have not swiped their cards frequently can exchange 5000 points and 3000 points in their accounts for the annual fees of the main card and the auxiliary card respectively. If the points are not enough and the number of swipes is not enough, the annual fee will be deducted.

A credit card is a credit certificate issued by a credit card company to qualified consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.