Introduction to the Bank of China credit card 3D authentication function:

1. The Bank of China credit card 3D authentication function requires you to enter the Bank of China personal mobile phone SMS verification code or personal E-TOKEN when making payments on overseas websites. A security measure to complete a transaction.

2. Only Bank of China credit cards with (MasterCard, VISA, JCB) logos and foreign currency accounts are suitable for 3D authentication. UnionPay single currency cards are not applicable to 3D authentication. The American Express card organization is not supported, that is, UnionPay and American Express logo dual-currency cards are not supported. Great Wall MasterCard single currency credit card is not supported.

3. Bank of China’s personal mobile phone text messages cannot be sent to overseas operator numbers.

4. If you use the Bank of China personal E-TOKEN as a dynamic verification code, you need to bind it to the Bank of China credit card in advance at the Bank of China personal online banking or the Bank of China counter.

5. This function will be locked after the continuous input of incorrect verification codes reaches the upper limit. Currently, you can only call the Bank of China credit card customer service hotline 4006695566 to manually unlock it, and self-service channels are not supported.

(Answer time: September 8, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.