Benefits of China Everbright Bank Credit Card.
Advantages: you can avoid the annual fee by brushing for 3 times; Foca small cards can be automatically divided into 12 periods (of course, there is a handling fee)
The grading program is the lowest level.
Disadvantages: no 800 calls; 8 yuan has accumulated one point, and the points cannot be exchanged for gifts at present;
Less outlets; People with more than six bank credit cards are basically not approved;
Question 2: Which is the credit card of China Everbright Bank? 1. All cards have the same standard just from the appearance and feature classification of cards. (For example, Fuka, Golf Card, Yanhuang Credit Card, Ruyi Sambo, etc. , the application conditions are all the same)
2. If the cards are classified by grade, such as platinum card, gold card and general card, etc. If the score is super high, the application requirements are also super high. If you want to apply well, you can choose Puka. (Generally, the amount of general card is between 2000- 10000 yuan).
Question 3: Is the credit card of China Everbright Bank good? Hello, I have over 65,438+00 credit cards (including China Everbright). By comparing the credit card preferences and service attitudes of various banks, I have summarized the following points:
1, annual fee. Everbright is free of annual fee in the first year and free of annual fee in the second year by swiping the card three times a year, which is more favorable than other banks, but the annual fee is secondary. As long as the card is used frequently, even for CITIC, China Merchants Bank and Minsheng, the annual fee is exempted as long as it is swiped six times.
2, quantity. The credit line of Everbright Fuka is usually around 65,438+00,000, but the upper limit is 50,000. Although the customer service will say that Everbright has the shortest credit line adjustment cycle among all banks, it is useless to adjust it very low. It is difficult for users with a credit limit below 8000 to increase the credit limit.
3, online banking, I often use online banking, but rarely choose Everbright, because Everbright does not send you a dynamic password for a period of time from early morning to 8 am, which is very delayed, and even at the right time, the payment limit is very low. Alipay is only 300, and it can only pay 300 a day. Bank of communications 5000!
4. service. Everbright's service attitude is very good, whether it is telephone customer service or network personnel, it is beyond the reach of industry and commerce, construction and Bank of China. Of course, the services of investment promotion, Pudong Development, people's livelihood and Xingye are also great.
5, integral. Everbright's score is 1 yuan's score is 1, so I always give you 20,000 yuan to tempt you to open a card or spend money. I'm beginning to think it's really great to exchange many gifts. Unexpectedly, after logging into the points exchange mall, I realized that 20,000 points can only be exchanged for ordinary cups. I only used about 3,000 points to exchange a set of Disney series suits for the merchants.
In a word, Everbright is service-oriented, nothing special. I suggest that the credit limit of Everbright Card is below 8000, which is really unnecessary. If the credit limit is higher, it will be higher when the credit limit is increased. However, if you really don't plan to use it, you must first call to open the card and then cancel it. Generally, you will be informed of the successful cancellation within 7 working days at most. It is important to note that Everbright Card does not have an automatic cancellation period, even if it is not cancelled in the first year.
Question 4: Which is better for Everbright Credit Card? There is a light panda card, and there are many discounts on food, and the others are similar.
Question 5: Never apply for Everbright Credit Card. There are a lot of people stuck in their hands, and they can't be activated ... Look at the comments on the Internet, Everbright garbage is dead, there is no advantage, or ... If you call their manual service desk and someone answers it within 5 minutes, you can buy lottery tickets. ...
Online application, CITIC, China Construction Bank, ICBC, Bank of Communications, etc. do not need official seals, which is very convenient. Are better than everbright.
Question 6: What kind of credit card is better for China Everbright? 1. All cards have the same standard just from the appearance and feature classification of cards. (For example, Fuka, Golf Card, Yanhuang Credit Card, Ruyi Sambo, etc. , the application conditions are all the same)
2. If the cards are classified by grade, such as platinum card, gold card and general card, etc. If the score is super high, the application requirements are also super high. If you want to apply well, you can choose Puka. (Generally, the amount of a general card is between 2000- 10000 yuan)
Question 7: Which credit card of China Everbright Bank is easy to handle? All credit cards are the same, as long as the qualifications are good.
Application conditions:
At least 18 to 60 years old, with full capacity for civil conduct;
Have a good credit record;
Have working income and repayment ability.
Application materials:
Identity information: copy of resident ID card or military officer's card;
Proof of work and income;
Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.
Credit card application method:
Counter application:
Bring a credit certificate to the counter to apply:
Applicants need to submit relatively complete asset certification documents, and submit the materials to Industrial Bank, which will be audited by the bank's background audit department;
After approval, fill in relevant materials and identity information;
Issue credit cards.
Online banking application:
The applicant uses personal savings card account to open online banking and enter official website of Industrial Bank;
Enter the card number, login password and verification code to enter the online banking page;
Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;
After approval, credit cards will be issued.
Counter processing flow:
Go to the bank outlets that handle credit cards, or find the staff of the credit card center of the local Construction Bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;
Submit copies of certain certificates and vouchers to the issuing bank;
After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;
A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;
The credit card processing process is basically completed, waiting for the issuance of credit cards.
Question 8: Which is the visa credit card of China Everbright Bank? China Everbright Business Travel Card, with an annual fee of 200, with visa logo, is free of annual fee for swiping the card for 6 times.
Question 9: Which credit card is good for China Everbright Bank? If there is no special purpose, it is good to apply for a standard gold card or a standard universal card.
Question 10: Which card should China Everbright choose to apply for a credit card? Isn't it all written on it? It depends on what you are suitable for. The main purpose of this card is to withdraw cash. It is found that there is no handling fee for withdrawing cash, playing games to find games, finding cheap air tickets when traveling, or finding a card bound to Taobao when shopping. It depends on your own situation. Only by saying the main purpose of this card can you know what you don't want to do last.