1. Available balance refers to the available credit card limit. Defining the credit card available limit refers to the unused credit limit of your credit card. The available amount will decrease with each consumption and recover with each repayment.

2. Account balance refers to the unused monetary amount in the credit card, that is, the account balance.

Extended data:

Calculation method of available lines:

Available line = credit line approved by the bank-unpaid bill debt-unrecorded but occurred transaction amount-other related interest and expenses.

Note: The unrecorded amount refers to the amount that the credit card transaction has been accounted for, but you have not returned it; Cumulative used unrecorded amount refers to the amount of credit card transactions that have occurred but have not been accounted for; Other related interests and expenses refer to interest such as cash withdrawal or installment payment.

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