In order to realize customers' expectation for the functions of bank cards and provide customers with better, faster and more comprehensive financial services, China Construction Bank upgraded the functions of its original product "Dragon Card Savings Card" in an all-round way, and integrated it with the original financial card silver card to launch a comprehensive debit card product-"Dragon Cartoon" for customers.
On the basis of traditional bank card functions such as transfer, consumption, cash deposit and withdrawal, payment, collection and payment, CCB Longka has added more value-added functions such as one-card multi-account account, investment and wealth management and other wealth management signing services.
1. Integrated management of one account and many accounts: In addition to current and fixed deposit accounts in RMB, USD, HKD, Japanese yen, Euro and GBP, other accounts of customers' own construction bank can also be linked with Dragon Cartoon to make overall arrangements for funds.
2. Contract financing and automatic transfer: You can choose a variety of automatic transfer services, such as changing from current account to current account, changing from current account to fixed account, changing from current account to regular account, changing from notice to current account, voucher-based automatic transfer of treasury bonds due, signing automatic remittance, etc. The bank will automatically dispatch funds for customers according to their contracts.
3. Convenient and flexible collection and payment on behalf of customers: Dragon Cartoon can be used as a payroll account, and can also be used to withhold and remit related expenses, thus avoiding the trouble of customers withdrawing cash and paying cash.
4. Investment and wealth management, value preservation and appreciation: Through Dragon Cartoon, customers can handle a series of investment and wealth management businesses such as foreign exchange trading, voucher-type government bonds, funds, bank-securities transfer and customer margin service. It is a good helper to get higher income in financial management.
5. Wide channels and convenient card use: In addition to counter transactions, customers can also use Dragon Cartoon to conduct transactions in special merchants and self-service devices (such as ATM, CDM ATM and self-service terminals). ), telephone banking, online banking and other channels to experience the fun of using the card anytime and anywhere.
6. Overseas transactions, general: UnionPay Dragon Card (formerly Dragon Card Savings Card) can realize overseas cash withdrawal and consumption through UnionPay network; VISA or MasterCard can not only use UnionPay network, but also spend money by swiping cards in merchants with VISA or MasterCard logo in more than 200 countries and regions around the world, and withdraw local currency from ATM machines, making overseas travel more convenient and unique. Customers can also apply to China Construction Bank for automatic foreign exchange purchase and RMB deposit.
7. Convenient bid, automatic upgrade: Longka cartoon is convenient to bid, which can be handled by all branches of CCB. The original dragon card savings card does not need to be changed, and it is automatically upgraded to a dragon card cartoon.